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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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How much do they owe YOU??


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I am curious to know how much the banks are in for here?

 

For consistency:

 

- Last six years including 8% interest.

 

Mine

Lloyds Tsb £6300

HSBC £550

 

Wife

Barclays £2900

 

Stew

 

Ps: We should keep a CAG rolling balance, that would be interesting!

I need to change my avatar..But cant find a good replacement.

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Lloyds are in for £4400 not including any interest - the standard 8% or compound.

So just with the two of us, they in for 15k already.....Nice start!

I need to change my avatar..But cant find a good replacement.

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They owe me £0.00 and next week they will owe me £0.00 but if they lose the appeal I will equally be as happy as those who stand to get £15K or more once the secondary part of the case has ended(which we have yet to start).

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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They owe me £0.00 and next week they will owe me £0.00 but if they lose the appeal I will equally be as happy as those who stand to get £15K or more once the secondary part of the case has ended(which we have yet to start).

Yesss yess we heard you the first few hundred times. We know the case is about the OFT being able to access the charges for fairness under the terms etc etc.

 

Let us just have a moment to enjoy the idea of getting something back! And you never know, you may just be wrong.:roll:

I need to change my avatar..But cant find a good replacement.

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GS,

 

you need to start your own thread via the "new thread" button at the top left for the appropriate bank in your case

 

Click HERE then on your bank (Lloyds/HSBC/Barclays/Etc) then the "New Thread" button

 

:)

 

Lets keep this thread to the topic the OP started, eh?

 

Me -

 

Lloyds -

 

Approx £11,000 across 3 accounts + interest + damages

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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  • 3 weeks later...

Mine....well total minus costs on the 2 claims I have with shAbbey....is £58,000

 

Yes you read right!

srfrench :eek:

 

Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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Ours without interest:

 

Lloyds TSB Current Account £1900

Lloyds TSB Mastercard £360

HSBC Student Account £2400 which was then forced to a managed loan

HSBC Business Account £850 also wrapped into managed loan

 

All in all we've had £5,500 of service. Funnily enough, mortgage aside, without us living beyond our means to recklessly enjoy and fund our obvious service addiction we wouldn't be in debt at all. Strange that isn't it? :rolleyes:

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Co-Op £200 odd notes, still not heard from them.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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