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Credit File after bankruptcy


Denzlepob
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Anybody know how an IVA affects it? Some of the info I've seen kinda suggests it might be on there for longer than six years in total.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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The CRA's have the right to hold bankruptcy data for 6 years. Bankruptcies, IVA's and CCJ's are public information. If it was as easy as getting bankrupt and then getting a clean record after discharge then no one would pay money back to the banks.

˙os op oʇ pǝʞsɐ ssǝlun ǝƃɐssǝɯ ǝʇɐʌıɹd ʎq ǝɯ ʇɔɐʇuoɔ ʇou op ǝsɐǝlԀ ˙pǝɹnɔɔo sǝssol ʎuɐ ɹo ǝɹnlıɐɟ ɟo ʇlnsǝɹ ɐ sɐ ǝlqɐıl plǝɥ ǝq ʇou llɐɥs I ˙llıʍpooƃ ɟo ǝɹnʇsǝƃ ɐ sɐ os ǝuop sı uǝʌıƃ ǝɔıʌpɐ ʎu∀

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