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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Payday express **


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Hi there. I'm really hoping that there is some1 out there that can help me with a stupid situation i have landed myself in!!! Back in August this year i took out about 5 payday loans. Stupid i know, but i was desperate at the time!! Anyway, 1 is with DEBITCARD LOANS, 1 with WAGES TODAY, 1 with PAYDAY EXPRESS, 1 with TOTAL HOME LOANS (THL) and 1 with PAYDAY UK. Although theres a few companies here, the total amout i borrowed was just over £1000. I have learnt my mistake! I would be grateful of any advice in dealing with these companies as i have totally ignored the 20 odd phonecalls i get a day, and the letters are 'filed' in the cupboard! I realise now that i have got to pay these and they are not going to go away!!!

ANY ADVICE PLEASE???????????

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Hi Ms Brocko

 

I am guessing that your bank account is safe from these companies as they are chasing you. If not make sure you 'lose' debit card and get new one. Also watch account for direct debits being set up. On line banking helps here. Also Debit Card Loans will try and set up a standing order with documentation you would have given them at the application stage.

 

When your funds are safe you can make these companies offers of repayment on terms that you are comfortable with and can afford. Insist as part of this process that they freeze interest.

 

Worth having a good read of this forum as lots of hints on what to expect.

 

Good luck.

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hi there robjam

thanks for the response. i did have to 'lose' my debit card as they were helping theirselves to my cash! i also opened a new bank account as they were repeatedly trying to set up standing orders etc. my money is definatly safe from them now! thankyou for your advice, its been much appreciated.

thanx

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