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    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
    • FFRSG3424ListofEvidencepdf-V1 2-merged.pdfFFRSG3424ListofEvidencepdf-V1 2-merged.pdf 2pages T&C,s UCM
    • Have to attend the hearing and present evidence of his financial position (income & expenditure) and  statements ,and agree an acceptable payment plan with the judges guidance.  It will be a form of redetermination hearing as already stated.The court will not agree to bailiffs if the financials do not reflect it or assetts are minimal. They just want to determine his true affordable disposable monthly figure....which will not be £10.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Whocallsme - The truth and nothing but...


F_DCAs
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As some of you may know already, I seem to be hitting a nerve with certain debt collection agencies (ie Lowell) by my posting links to CAG on whocallsme.com.

 

Therefore, it seems the only logical step is - keep making people aware.

 

I've given regular plugs for CAG on my 'dcamaggots' Youtube clips, with some success, but intend to do the same on whocallsme, as I believe that there are still not nearly enough people who know their legal rights are regularly being abused by bailiffs or debt collection agencies.

 

Therefore, it's high time that as many people as possible are made aware of this site and the help it can offer.

 

So, what I'm looking for are as many phone numbers that these companies use as humanly possible. For instance, Lowell mainly use 01133086000, but do use several others. I'm hoping to create CAG links to every single number that is used by a collection agency or bailiff firm. Reasoning for this is because whocallsme appears to be the main site used to check on phone numbers.

 

I'm well aware that there's CAG links on many numbers already.

 

There is nothing malicious or illegal about this - whocallsme is there to inform the public about the companies that use these numbers, and what the public's experience of this company is like.

 

I already have drawn up a short template that I will post on each number, and I think that this is a good way of attracting more profile to CAG and offering support to those who may not already be aware of us already.

 

What does anyone else think?

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If people want to start submitting DCA/bailiff firm phone numbers to this thread, I'll see that each number given has at least one CAG link.

 

The world is becoming more reliant on internet access, and more people are becoming more distrustful of private companies - with good reason.

 

So, many want to check word-of-mouth before having any dealings with a company they've never had any contact with before. And whocallsme is very often used for that purpose.

 

By doing this, and the more numbers I get, I think that companies that use telephone as a medium to threaten and bully - like DCAs or bailiff firms - will eventually find that means of communication to be pretty ineffective if everyone knows who they are and what they do.

 

Even if they change their number, then if this thread is made a sticky, it's only a matter of time before the new number gets disclosed on this thread again and hey presto, the whocallsme entry for that number will have a link to this site also!

 

I think that this idea has the potential of cutting a fair percentage of telephone harassment by companies.

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I have 4!!!! numbers for Apex Credit Managment and proud to say not answered 1 of them yet;)

 

01789 265999

01789 265392

01789 775800

01789 775899

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Another key point I've missed is that I cannot see any feasible way that CAG can lose out with this idea. In fact, it can benefit massively - better yet, there's nothing illegal about it.

 

Anyone suffering telephone harassment from a certain phone number can copy and paste a template onto a whocallsme entry for that number. Or ANY call log site, for that matter.

 

The more people who get to be made aware of this site, the more likely it is that we can help a great many more people than we already are.

 

Then, the more likely it is that donations will be received to keep this site going. Plus, as I mentioned before, using telephone as a medium to convey threats can be cut at a stroke, and will become a markedly less viable tool for such companies that choose to use it.

 

If nothing else, it shows solidarity and a good opportunity to return the favour if you feel that CAG has helped you.

 

Besides, these companies profit from other peoples' lack of awareness as regards where they stand in relation to debt matters. Now, CAG has a golden opportunity to profit from their dishonesty and give some measure of redress to those who've suffered past victimisation.

 

Let's face it - CAG has dented these companies' profits and the threat-spew industry is hurting because of it. Now, there's the potential to increase this and possibly even drive some crooks right out of business - because the government and the law as it stands clearly isn't inclined to do it for us!

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That's exactly what I mean - something like that, but a list that also takes in the numbers of bailiff firms as well as DCAs. That list does look a little short, but that's the kind of thing I mean.

 

Once that list is drawn up, and if constantly kept updated, then template messages can be pasted into each entry that exists for that number, which takes about 20 seconds to do for each number.

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01132979698 ge money

01158431407 cap one

01158431411 cap one

01158783301 cap one

01204677400 argos

01204770421 frederickson

01252576460 capquest

01254302200 studio

01268297673 cred card

01412283050 allied

01514732528 mercers

01565220162 frederickson international

01612460200 alliance

01614752812 moorcroft

01614752875 moorcroft

01709376553 debt managers

02031034000 halifax

02082282900 citibank

02084958760 cap quest

02087634511 credit solutions

7795805597 allied

08000150948 citibank

08000190905 VANQUIS

08000515503 littlewoods

08002794783 monument

08004220280 debris legal

08004220294 capital one

08004220295 capital one

08445811014 halifax

08450349748 fredericksons

08450349913 frederikson

08451262663 ge money

08453000674 calder

08453005961 mercers

08453007021 mercers

08453007022 barclaycard/mercers

08453007026 littlewoods/barclaycard

08453007027 littlewoods/barclaycard

08453008109 credit card center

08453070700 triton

08453304800 newmans

08454019111 barclaycard

08454019113 littlewoods

08456021111 argos

08456029441 bank of scotland halifax

08701240200 ge money

08707513077 howard cohen

08708500831 albion collections

08708503491 halifax

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