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Buchanan clark and wells - help needed provi debt


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Hi lovely people,

 

I need some advice on BCW. They sent me a letter a couple of weeks ago asking for £247 for a debt with Provident Personal credit. so I wrote back to them asking them to prove this debt using the standard template letter I then recieved a letter a week later saying that their clients are going to send me the proof directly to me (I to date still have not recieved this).

 

Today I recieved another letter stating :-

 

Formal Demand

 

Dear me,

 

We have recently written to you to recover an overdue debt, in the sum of £247.00.

 

We are unaware of any legitimate reason for non-payment of this account and although we prefer an amicable settlement, we will not hesitate to commence Legal Proceedings if necessary.

 

Please call our 24 hour payment line immediately blah blah blah

 

Should there be any matter that you would like to bring to our attention or if you wish to discuss your financial circumstances in relation to the debt, please call us immediately.

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

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Its a standard template letter, they probably haven't even 'processed' your letter yet. Ignore it and keep it filed safe somewhere to use against them at a later date.

 

You don't need to remind them of their 'obligation' to stop chasing you just yet. No need to waste the recorded delivery fee during the postal strikes (if you are in London/south-west anyway).

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Hi,

Just goes to show these ar*ewipes don't know what they are doing.

You have put a legitimate request to them so until they respond to that query, you shouldn't respond.

What probably has happened is that their computer has spat the letter out as it detects no activity and of course the morons there don't read your file before stopping the letter.

Of course you aren't going to ring them, are you

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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These are just a lot of bullying people trying to scare me in to paying. I just want proof that this debt exists and that I owe it.

 

What should I do if I get court papers?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

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