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Littlewoods help really needed please


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Hi guys,

 

Im a bit new here so not sure if ive posted on the right bit on the forum so please be gentle.

 

i have a debt of about £850 with littlewoods. i wrote them a CCA request. which is

 

we refer to a recent request for a copy of your agrement,

unfortunatly we are unable to locate a copy of an executed agreement for your Littlewoods account, but for you information we enclose a copy of the current agreement which applied to this type of account. this version include all contractualvariations which have taken place,

 

According to our record the account was opened on the 27/12/2007. you agreed to make payments every 28 days,

 

 

 

now where do i go from here with this?? also where it says you agreed to make payments every 28 days it does not state minimum payment so what does that mean.

 

also i about 2 days after reciving this i have now received a letter saying if i dont pay in full by today my account will go to collections.

 

and what happens now what do i do??

 

any advice would be helpful thanks

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