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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Experts on Enforcable CCA needed


osknows
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After several months of requests and no response from BOS asking for a true copy of my CCA, the attached arrived today. I now haven't paid for 2 months so need some advice on whether to pursue this avenue further or start repaying. Please can someone give their opinions on whether this is enforcable or not ?

 

I have another account with BOS so wouldn't be surprised if the signature has been photoshop'd but for now assume signature and date is original

 

For a credit card I understand the prescribed terms to be

B Repayments

C Rate of interest

D Credit limit

 

My intital thoughts/questions are

1. Does it matter that there is no bank signature?

2. The APR in 2.1 states 13.9% APR but in 3.2 it is 13.94% pa

3. There is no credit limit stated. Unless 3.2 statement "This is based on a credit of £1500 being borrowed..." applies? Also. the debt is £11k; way beyond any stated limit

 

Any help with this would be greatly appreciated. Links documents are below

 

Thank you,

http://i890.photobucket.com/albums/ac104/osknows/Binder1_Page_1.jpg

http://i890.photobucket.com/albums/ac104/osknows/Binder1_Page_2.jpg

http://i890.photobucket.com/albums/ac104/osknows/Binder1_Page_3.jpg

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Im sure that the bank also has to sign the agreement -

you will need to get a paracute bank account opened up right away as they will take money out of your other account.

 

how much is in charges and have they taken any money for Insurance as you have not taken any insurance out, this would make it unenforceable.

 

you need to send SAR to data information team along with £10 fee

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I can't see anything in the CCA 1974, or 2006, that states this.

 

Indeed, some people have had their fingers burned by suggesting this is a way to prove a cca unenforceable. It isn't.

 

 

BAE :)

 

 

Sorry, did not mean to give any false info,:oops: I thought i had seen it in another post.

 

As with any info I would suggest you double check any info received / given against the rules and regulations.

 

I think if it is stamped by the bank this overrides the sig - sorry once again

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