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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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This may be a silly one but as I work for the council I can join the above. I go once a month and spend roughly £200 on essentials like tins, pasta, cheese, bread which I find saves me a fortune on going to supermarkets. I can't get everything I want there (icecream for one) but only buying fruit and vegetables for the rest of the month with very little else I find we manage and at £50 per week for the 4 of us is good value.

 

If I don't need to spend that much on essentials we have a few treats which is lovely........... I bought a case of hobgoblin on offer for £10 this week and some chocolate. Last of the big spenders me.

 

It costs me £30 per year to join.

 

 

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the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

http://www.costco.co.uk/Membership_home/membership_home.htm

 

® Costco Wholesale UK Ltd, UK Home Office Hartspring Lane, Watford, Herts WD25 8JS

Registered No. 2635489

 

  • Substantially reduced prices
  • Wide range of quality branded products
  • High quality fresh foods departments, including fresh meat, produce and bakery
  • Purchase supplies and resale merchandise from one source
  • Immediate availability - Open 7 days a week
  • Exclusive early shopping hours for Trade members only
  • Warehouse is self service with products packaged and sold in bulk quantities
  • No hidden charges - All prices are posted excluding and including VAT
  • Pay with cash, company or personal cheque, or debit cards
  • Membership is valid at all of our 555 locations worldwide

Costco is an exclusive wholesale cash and carry membership warehouse club and is not open to the general public. Membership is required. You are eligible for trade membership if you are a bonafide business owner/manager who can provide evidence of trading. Follow our Trade membership tab above for further details.

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I joined as an individual member which is open to me as a local government officer. There must be other ways to qualify if people want to enquire. Except for weekends you have no access before 12:00pm presumably to allow trade people greater access to goods/checkouts.

 

 

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the membership page clearly states u have to be a business owner or manager who can clearly provide proof of business.

 

Hiya, I joined Costco about a year ago. I am a director of a business but I did see a sign that if you work for local counsil, police, fire services, NHS etc you can apply to join.

 

Once you have joined you can add additional members onto your card as secondary holders. You can include anyone you like. I had to add my mother inlaw onto ours.

 

We do a monthly shop and the quality of the meat is much higher than Asda, Tesco and Sainsbury. Friendly and well trained staff.

 

As long as you are happy to have 50000000 toilet rolls at once, its a damm good bargain!

 

Stew

I need to change my avatar..But cant find a good replacement.

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I've got how many sheets/rolls?????????????? No wonder it lasts almost 12 months then.

 

Have you ever tried one of their personally ordered cakes? Yes £13 for such a size seems very cheap but the QUALITY is superb. I have ordered 4 in the last year and can state that for freshness and general yummyness they can't be beaten.

 

Except for the supermarket christmas offers on Baileys etc I will be getting my christmas spirits there. They were selling boxes of Thorntons chocolate at roughtly half-price if I have got the right sizes. Only 3 weeks and I can go again. £6 for a large kilner jar of chocolate brazils............

 

Thanks for the info on who qualifies - I think you can have 2 additional cardholders.

 

 

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I dont qualify but i dont have one near me.

 

I do ue booker tho they are similar but i can go in on a day pass.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Costco Rocks, I am a member through a friend who has his own business, this means that I can go in from opening times, can confirm that the meat is superior and cheaper, but know supermarket prices before you co and yes, the pizzas rock and the cakes are £10 for a HUGE one, and they are delicious!

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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And then there are the money-off vouchers which they post to you. It is a litre of Tia Maria for £10, stewing steak for £3 a pack, cadbuty drinking chocolate (1 litre) selling at 15% off - so only going to cost me £3.56. Quaker Oat so simple (twin pack) at £2.99 - going to stock up on those.

 

Going to do an on-line check but the brevill handblender VHB011 at £28.74 may be a good buy. Oooooohhhhhhhhhh and the smoked salmon/trout is pretty good too not to mention the sushi tray - havn't bought it yet but I promised my youngest it would go on our 'treats' list for christmas if not before.

 

What about the fancy breads - croissants, belgium buns, tear-and-share brioche. Oh well only 3 weeks before I get to go again.

 

I have always wanted to try Dom Perignon champagne and If I've got the name right they sell that at £17 a bottle (is that without vat I wonder) - it's normally £36 in supermarkets, so my treat for Christmas Day or for New Years Eve when I'm watching Jools Hollands Hooternanay (how do you spell it?).

 

Lulu - only £10 - did you hit the wrong number. They do keep though don't they - it took the 4 of us over a week to eat the last one - still don't understand how the sponge and cream stayed good BUT THEY DID.

 

 

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And LULA!!! :mad: What are you doing buying these huge cakes? :mad:

 

It was for my nephews 1st birthday last year, honest guv ! :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Guest SCalibur

The thing about costco imo, there is actually very little that is cheaper these days than your average tesco/asdas, back about 4-5 years ago then yeah costco had quite a few better deals but i guess can't keep up with the big giants...still i must admit i miss there pizza ..yum lol

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Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

 

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Yeah - some things like coke and breakfast cereals etc when on offer in supermarkets can be dearer at Costco but overall I find them a lot cheaper so really surprised to hear you think that they are not worth considering. Hey-ho, each to their own.

 

I agree. I find MOST things are significantly cheaper if you're prepared to buy in bulk. Fruit & veg is an obvious one.

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its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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its not always the not prepared to buy in bulk its the where do i put it if i do buy in bulk.

 

I have a galley kitchen and fining space for 20 bottles of coke will be impossible.

 

I guess you can count your blessings there isn't a Costco near you then?

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I love Costco!...I find it especially great for houshold essentials such as washing powder, shampoo, dishwasher tablets, toilet rolls etc. Last month I got 180 finish tablets for £13.75 which is 7.63p per wash and will take me 6 months to get through! Also the quality of the meat is superb.

 

Does anyone know whats on offer this month in the coupon book?

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I guess you can count your blessings there isn't a Costco near you then?

 

 

I dont have a costco but i do have a bookers where i get things like sweets, fags, baccy etc from.

 

Sure its the same type of thing.

 

http://www.booker.co.uk/catalog/searchsite.aspx

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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