"oh sugar" looking at the case law provided earlier, it does seem the same.

 

cab

As they are part of the commonwealth I am certain this will be a copy of our laws matey...no probs really.

sparkie

As they are part of the commonwealth I am certain this will be a copy of our laws matey...no probs really.

 

sparkie

I have a copy of this which I found ages ago but did not post as I thought it did not apply to us UK's, sparkie please let us know if it does.

Thanks for that cab.

As they are part of the commonwealth I am certain this will be a copy of our laws matey...no probs really.

 

sparkie

found this info regarding the commonwealth thingy.

English contract law is an influential body of law regulating the law of contract that operates in England and Wales. Its doctrines form the basis of contract law across the Commonwealth, including Australia, Canada, New Zealand contract law, India and South Africa, as well as the United States and the wider common law world. It also influences international law.

cab

found this info regarding the commonwealth thingy.

 

English contract law is an influential body of law regulating the law of contract that operates in England and Wales. Its doctrines form the basis of contract law across the Commonwealth, including Australia, Canada, New Zealand contract law, India and South Africa, as well as the United States and the wider common law world. It also influences international law.

 

cab

Great find cab,

OMG I found the smileys page

great find cab,

 

Omg i found the smileys page

"congradulations"

cab

Any more news on undisclosed commissions as yet ?

Any more news on undisclosed commissions as yet ?

Hi 42 Man and everyone

I have a case against GE for this with a hearing date of 4th May 2011 at Tunbridge Wells County Court, and a case against Swift for this with a hearing date of 16th June 2011 at the same Court.

Hope this helps everyone

Best wishes to all as always

Dougal

Hi , did you start the proceedings yourself ? I too are about to start proceedings against G E , very interested in your thoughts , will look for your thread , best of luck in the coming months.

Evening all

Apologies for the delay, yes I did start my own proceedings against them. They fought to avoid the Court but the DJ has set the matter down for a hearing!!

Best wishes to all

Douga

fought to avoid court ? do you have your own thread as we are travelling down the same road and any advice or updates would be nice as you seem ahead of me , thanks in advance

Evening all

 

Apologies for the delay, yes I did start my own proceedings against them. They fought to avoid the Court but the DJ has set the matter down for a hearing!!

 

Best wishes to all

 

Douga

Hi Michelle and all,

I do not have my own thread at this stage - purely because I know how Swift work. I post on here updates, as I go along. If you wish to PM me please feel free to do so.

Kind regards to everyone

Dougal

Does anyone actually know what an underwriting sheet should actually look like? I have no idea and despite requesting an underwriting sheet from GE for a loan, I have not got one and wouldn't even know what to look out for...

Does this help anyone?

Its a "press release" from Swift offering an extra 1% commission to intermediaries.

http://docs.google.com/viewer?a=v&q=cache:zNohyTAxexkJ:www.swift.co.uk/_campaigns/pressreleases/Spectacular_Summer_Spree_Jun_07.pdf+loan+introducer+uk+%2B+swift&hl=en&gl=uk&pid=bl&srcid=ADGEESjR_Bprl_-3T2xmOwy4aecGYKYz3szSGoiFGKbq-kxRbjOT-FER5CIHrV8usEnl6Zuz1mSFU4NeMGTGyuUR81t86aP3JHo6Q4j7rcm07AsGvXFT0u-JYpujysQc9mn0nFYla4Ci&sig=AHIEtbRuoS6f0D_VwtF23RRW8qEG-M6YbQ

Hi Michelle and all,

 

I do not have my own thread at this stage - purely because I know how Swift work. I post on here updates, as I go along. If you wish to PM me please feel free to do so.

 

Kind regards to everyone

 

Dougal

Any news?

I know this is an old thread.

I have been researching the secret commission aspect of consumer agreements, and in particular reliance on Hurstinger, so far on here I have come across no less than ten threads which have stated that there was a forthcoming"court case" which will clarify the matter.

As yet I am unable to find one which actually follows up on this.

I am beginning to think that the idea is just not viable after the GE money case. would I be correct ?

Thanks for bumping up this thread DB. We will have to be patient it seems. Maybe someone will come to this thread with their thoughts.

You may have read these articles.

http://www.fcpablog.com/blog/2014/7/16/uk-courts-rule-on-secret-commissions-and-recovering-profits.html#

http://www.wslaw.co.uk/site/uploads/publications/1406823572.0795.pdf

Interesting article here on a recent case - Yates vs Nemo http://www.i-m-a.me.uk/QuarterlyAccount/magazines/174/174%2029.pdf

Am I reading this correct that Swift are on the list of funders for the Money Advice Service?

http://www.publications.parliament.uk/pa/cm201213/cmselect/cmtreasy/writev/271/m01.htm

Am I reading this correct that Swift are on the list of funders for the Money Advice Service?

 

http://www.publications.parliament.uk/pa/cm201213/cmselect/cmtreasy/writev/271/m01.htm

Looks like it ?

 

Appendix 5. List of current funders of the Trust

 

· Allied International Credit

 

· American Express Foundation

 

· Argos

 

· Bank of America

 

· Barclays Bank plc

 

· Barclaycard

 

· British Gas (here to HELP)

 

· BT plc

 

· Building Societies Trust Limited

 

· Consumer Credit Counselling Service

 

· Department for Business, Innovation and Skills

 

· Esmée Fairbairn Foundation

 

· Experian

 

· Finance & Leasing Association

 

· HM Treasury

 

· HSBC Bank plc

 

· Insolvency Service

 

· Lloyds Banking Group plc

 

· Ministry of Justice

 

· Money Advice Service

 

· National Australia Bank Group

 

· Nationwide Building Society

 

· npower

 

· Optima Legal

 

· Payplan Ltd

 

· Provident Financial

 

· Santander

 

· SSE

 

· Scottish Government

 

· Standard Life

 

· Swift Advances plc

 

· The Royal Bank of Scotland Group

 

· Wescot Credit Services

 

· Wessex Water

 

· Yorkshire Building Society

 

 

Good news http://uk.reuters.com/article/2015/10/10/uk-britain-markets-advice-idUKKCN0S40ZG20151010

The consultation has been promised for a long time. The government would like to take credit for it but the truth is Europe is bringing in tighter controls on the market which it is forcing the UK to adopt. These rules come into place next year and one of the things it will do is bring second charge lending truly under the banner of mortgages, probably one of the reasons Swift don't go for the jugular as readily now. The consultation is based around how to implement the changes and knowing the government how to sideline some. Till the consultation is over nobody knows how it is going to relate to consumers past or present, so like normal there are hopes on the skyline but how far the skyline is nobody knows.