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    • Absolutely normal.  They do their best to waste your time and also the time of the courts. It doesn't cost them anything.  It costs you and it costs the taxpayer so what do they care?   These are all the reasons why you should not agree to mediation but insist on going to trial.  They will continue to waste your time right off until the trial date and then probably make you an offer.  At least then it won't be in confidence and you can tell them to go and do one if they don't offer you 100% of what you are claiming
    • No, but all you'd do is blindly run the statute barred date for another 18 months. Just sit on your hands until you get a letter of claim, then send a CCA request.  
    • A growing group of conscious consumers have found other strategies to keep companies honest.View the full article
    • Just like last time, Evri requested more time so they have another 2 weeks
    • Just an update, finance company rejected my complaint saying they've found damage but can't tell when it's from even though I've shown them how the front end is misaligned in the advert photos compared to another identical model car they're selling.  Dealership now want to charge me to get the car brought back to me but will only discuss over the phone which seems off. They're also saying no damaged was picked up by JLR main dealership before I purchased it but my local JLR dealerships till this day haven't mentioned the damage to me because they don't go into stuff like that for some reason lol  Ombudsman case is still open, not sure if I should leave the car with them or just pay to have it brought back.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Rbs Names To Contact


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I hope you won't think that I'm being facetious: but there are only two names which count then dealing with the Royal Bank Of Scotland and their outrageously unfair charges.

 

The first is -- The Consumer Action Group -- because with the information we have here and our help and our encouragement, you will be able to deal with the Royal Bank of Scotlandand get your money back.

 

The second is -- The County Court -- which is where you should go as quickly as possible after having given RBS a seven-day letter before action.

 

The County Court is the great leveller. If it hadn't been for the County Court, the bank charges revolution would never have got underway, the banks would have not been besieged with hundreds of thousands of claims, and the banks would not eventually have gone to the OFT and asked them to sue them in order to bring the test case on the issue of bank charges before the courts.

 

Despite the fact that the banks have lost in two courts -- and that no one expects them to win in the House of Lords -- and despite the fact that the OFT has already announced that they consider the charges are unfair, and despite the fact that the Royal Bank Of Scotland as clearly mismanaged everything else that they have got involved in in respect of banking, and despite the fact that they are humiliated and discredited, they still continue to loot people's accounts and take huge amounts of money which they know full well they will shortly have to hand back.

 

Start the process of claiming that your charges. Don't bother trying to get ready dialogue with the Royal Bank Of Scotland. it is a complete waste of time. Whoever you speak to will simply become defensive, obstructive, would try to persuade you that they're not obliged to produce any results before a delay of eight weeks and then will eventually try to channel you off towards the ombudsman.

 

Your proper remedy is with the County Court -- within seven days. Use our templates. Claim all your charges back to 1995. You will see the our latest particulars of claim template also includes a claim for restitutionary damages which means that the bank would be ordered by the court to disclose the profits that they have made on your money and a hand all of those profits back to you. You will never get this from the ombudsman

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Just wondering if anybody has a big name I can contact at RBS regarding the massive charges that have been applied to my account, not getting anywhere with my branch, would like to go to someone who actually counts.

 

Thanks

 

 

Contact your MEMBER OF PARLIMENT to investigate as the bank is now

owned by us the TAXPAYER:grin:

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