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    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
    • Peter McCormack says the huge investment by the twins will help Real Bedford build a new ground.View the full article
    • I emailed both. Tarry's came back "Please note that I have now left the business. Please contact Matthew Barnes ([email protected])  going forward" so will send to him.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Maintenance Charge


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Got a letter from RBS today informing me that I have to pay £63.00 on 23rd September 2009, which they are calling a Paid Referral Fee.

 

I don't have an overdraft so basically they have treated this as an informal request for an overdraft as I only had roughly £10 in my account and a charge came out which was £45, so they are charging me £28 for the maintenance charge and £35 for a guaranteed card payment fee, whatever the bloody hell that is! They say they charge £30 for each day on which a paid referral occurs

 

I'm not sure what the best thing is to do, are there any letters I can send? I've had a look around but can't seem to see any. This is the first time this has happened and I would rather communicate with them by letter however I will phone them if need be. I knew I should have stuck with my key account, bloody rats, will be going back to it after this!

 

Thank you.

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Hi,

 

This is the standard letter location:

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/112-letter-before-action-bank-charges

 

Or you could send one less formal - they are known to refund after one or two polite letters if it's a small amount.

 

BAE :)

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Well that's the thing they haven't actually taken the money out, not until September 23rd. I'd like to avoid it being taken out in the first place. I shall try and find another letter as that one doesn't really work for me, thank you though :)

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