Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


+ Reply to Thread
Page 2 of 2 FirstFirst 1 2
Results 21 to 33 of 33
  1. #21
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Help required regarding SAR request no cca - old BC debt

    Thanks you.

    I really dont want to give them my phone number or email address, do I have too??

    also do I have to fill in the "Customer Financial Statement" which was sent with the letter?

    Mark


  2. #22
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Dec 2006
    Posts : 109,041 (27.20 post per day)

    Default Re: Help required regarding SAR request no cca - old BC debt

    nope
    nope

    PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
    Click Here To Make A Donation
    If you want advice on your thread please PM me a link to your thread
    my views are my own...seek legal advice if necessary
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by phone alert the siteteam
    DX RIP Martin3030
    Follows
    0
    Following
    0

  3. #23
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Help required regarding SAR request no cca - old BC debt

    thx dx


  4. #24
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Help required regarding SAR request no cca - old BC debt

    Sorry Guys

    I have my wires crossed here...this "letter of claimicon" has been sent to me in regard an Egg card (Which was taken over by Barclaycard). so this is in the wrong thread...with a whore different set of circumstances.

    Mark


  5. #25
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    Please can someone give me some advice.

    Received "letter of claimicon" from Howard Cohen Solicitors today who have been instructed by Hoist Portfolio Holding Ltd, who purchased an ex Egg/Barclaycard acc.

    History...
    16/6/2009 Received “Default Notice”
    7/7/2009 I sent letter to Egg requesting the CCA
    8/8/2009 I sent letter to Egg requesting if I could make token payments to the account and they accepted
    20/8/2009 I sent letter to Egg informing them they have entered default for not providing CCA, I sent another letter stating this on 6/10/2009, a follow up letter on 19/10/2009 as no response.
    15/10/2009 Letter from Egg stating what they sent constituted as a copy of the executed agreement (which I never received)
    1//2/2010 Received another “Default Notice”
    2/3/2010 Egg card terminated
    4/4/2010 Finally received a response for the CCA Requesticon but only received, which seems to be an agreement/terms of conditions with my name and address printed on and pages of terms and conditions. The signed agreement was not included.
    4/2/2012 Received letter from Barclaycard stating they are taking over Egg
    22/7/2013 Received letter from Barclaycard informing they have passed acc to Robinson Way for collection
    26/7/2013 Received letter from Robinson Way requesting payment
    29/7/2013 Sent letter to Robinson Way requesting the account be returned to Barclays for resolution
    25/2/2015 Barclays transferred 700 from another account to this account to set off against the balance but after speaking to them on phone they reversed the payment.
    9/8/17 Received letter from Barclaycard informing me the acc has been transferred to Hoist Portfolio Holding Ltd who are the new owners
    10/8/17 letter from Robinson Way stating their client (Hoist Portfolio) have instructed them to agree with me a payment plan
    25/9/17 Letter (Pre-Legal) from Robinson Way stating the acc meets their criteria to be considered legal account and if no payment plan is agreed they will instruct Howard Cohen & Co Solicitors.
    28/11/17 “Letter of Claim” received from Howard Cohen & Co Solicitors informing me their intention to issue proceedings in the county courticon

    Should I send the PAP form from this group stating acc in dispute as no signed agreement has been received when the CCA was originally requested?

    many thanks in advance

    Mark

    (sorry for the confusion with the other thread)

    Attached Files

  6. #26
    Royalties Account Holder Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2008
    Posts : 19,258 (5.38 post per day)

    Blog Entries
    2

    Default Re: Egg are so far 43 days late with my CCA request

    When did you LAST pay ''anything'' towards this?


    Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!
    HOW DO I START A NEW THREAD?



    Follows
    0
    Following
    0

  7. #27
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Sep 2007
    Posts : 49,742 (13.24 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    Posts merged from wrong thread.

    Regards

    Andy

    We could do with some help from you

    PLEASE HELP US TO KEEP THIS SITE RUNNING
    EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS



    If you want advice on your thread please PM me a link to your thread
    Follows
    0
    Following
    0

  8. #28
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    Here is the CCA which I received when requested

    and additional pages of terms and conditions

    Attached Files

  9. #29
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    The last token payment (1) was on the 15th May 2012


  10. #30
    Royalties Account Holder Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo Authoritative Bazooka Boo's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2008
    Posts : 19,258 (5.38 post per day)

    Blog Entries
    2

    Default Re: Egg are so far 43 days late with my CCA request

    Quote Originally Posted by DebtUpToMyEyeBalls View Post
    Here is the CCA which I received when requested

    Attachment 70032

    and additional pages of terms and conditions

    Where's the rest of it?

    Why did you stop the payments? The 1 token payments?


    Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!
    HOW DO I START A NEW THREAD?



    Follows
    0
    Following
    0

  11. #31
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Dec 2006
    Posts : 109,041 (27.20 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    ok so full circle back to the last post here
    https://www.consumeractiongroup.co.u....-1st-Oct-2017

    request a new CCA Requesticon to HPH2 as well

    PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
    Click Here To Make A Donation
    If you want advice on your thread please PM me a link to your thread
    my views are my own...seek legal advice if necessary
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by phone alert the siteteam
    DX RIP Martin3030
    Follows
    0
    Following
    0

  12. #32
    Basic Account Holder DebtUpToMyEyeBalls Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Aug 2009
    Posts : 124 (0.04 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    thx dx100uk

    When completing the PAP, I ticked BOX D (I dispute the debt) how should I word the "I dispute the debt because........"

    I have also ticked the BOX I (I need more documents or information) and said in the "I need a copy of....." I just said Please see attached copy of the CCA Requesticon sent to Hoist Portolio Holdings

    Shall I send the completed PAP to Howard Cohen Sols with the attached copy of the CCA Requesticon and send the CCA request and 1 payment to Hoist Portfolio Holding

    Please advise if incorrect pls

    Mark


  13. #33
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Dec 2006
    Posts : 109,041 (27.20 post per day)

    Default Re: Egg are so far 43 days late with my CCA request

    now go back and read post 6 in that thread again.........
    cca goes to HPH2
    no need to copy to cohen

    PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
    Click Here To Make A Donation
    If you want advice on your thread please PM me a link to your thread
    my views are my own...seek legal advice if necessary
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by phone alert the siteteam
    DX RIP Martin3030
    Follows
    0
    Following
    0


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details