Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder brianclark Novitiate



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    Cagger since : Aug 2006
    Posts : 3 (0.00 post per day)

    Red face Brian Clark vs Royal Bank of Scotland

    Hi everyone.

    I am SO pleased to see that I am not the only one who feels bogged down and miserable due to the unstoppable leak in my bank account over the past few years.

    I have been flicking thriugh the site - there's so much information! It gets a little confusing - especially the difference between the processes in Scotland and England.

    I am about to send off for the list of charges over the past 5 years (Royal Bank of Scotlandicon) - I reckon its somewhere in the region 2000, but it could be more. However, I have read various posts about the 750 limit claim.

    Can someone clarify for me this:

    How much should I claim for in my first letter to the bank? the full amount, or just 750? If its just 750, should I send multiple letters up to the value of whats owed?

    Cheers y'all

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  2. #2
    Basic Account Holder Tink Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Jun 2006
    Posts : 102 (0.02 post per day)

    Default Re: Brian Clark vs Royal Bank of Scotland

    Hi Brianclark

    Your prelim and lbaicon should be for the full amount, if no satisfactory response from RBOS then break it down to 750 chunks.

    Good Luck

    T

    I will not be held liable for any advice/comments given... if in any doubt please consult professional advice.

    HBOS Acc1 - Small Claim Filed 31/07/06 - WON -21/8/06 - MCOL -06/09/06 - WON 13/09/06

    HBOS acc2 -Small Claim Filed 02/08/06 - WON 13/09/06 - Round 2 Prelim Letter sent 14/09.06 - LBA sent 27/09/06 - MCOL 16/10/06

    HBOS acc3 Prelim Letter sent 14/09/06 - LBA sent 27/09/06 - MCOL 16/10/06
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