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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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Welcome Finance Question.


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gap yes same as PPI

and warranty etc etc.

acceptance fee

as long as interest has not been added

it correct.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

PPI UPDATE.

 

I have recently been paid out £ 970 by Aviva

- This was the company who sold the PPI Policy alongside the Welcome Car Loan.

 

Also I have been made an offer of over £ 4000 from Welcome Finance

because they now say they are going to be Liquidated in 2018,

this is now what they are calling a Solvent Liquidation so they are able to pay me out.

 

 

They have sent me an acceptance form to complete asking for Bank Details to pay the money by BACS into my chosen account.

OR DID I WANT TO REDUCE MY BALANCE WITH THE MONEY !!

 

I have also received many Arrears letters this last few weeks and repeated telephone calls which have been unanswered.

 

None of my other complaints have been answered and have simply been ignored.

 

Would be nice to know what is going on with this lot..

.. What happens to these Loans once a Solvent Liquidation happens ?

 

 

It seems as though I am running out of time to get answers to all of my complaints.

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I bet it will be about the same time that all PPI reclaims will stop

and welcomes liquidation will be delayed till then, if at all.

 

 

what is interesting is they are saying they are paying out to you

whats that for? the gap etc..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Dx.

Not sure what is going on but my letter definitely says they are going into Liquidation sometime in 2018.

 

My guess is that so much of the book they own is not collectable and they will have trouble getting anyone else to take them on.

 

Payout offered is for PPI on two other accounts from the chain.

 

Still no answers regarding charges, gap, interest and miss selling so will get back to them after I receive the payment.

 

I am still not paying them anything since the loan got passed back to Welcome from the debt collection agency.

 

What happens to these loans after liquidation?

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twill be an interesting time then .

 

 

I expect welcome will prob sell all outstanding debts on.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

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Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

 

 

welcome

you need to start a new thread

of YOUR OWN

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

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  • 2 weeks later...
  • 2 months later...
I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

 

Exactly the same going on with me right now. I've gone to the fscs and FOS

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  • 7 months later...

Finally got round to sorting my act out and have put my property on the market. Need to start a new chapter.

 

 

In regards to my welcome load, last re-write was 2008 which still has a balance of £23500 now PPI interest have been reversed, but the land registry shows a charge for progressive finance in 2005.

Any ideas how this works ? Can I find out what the 2005 charge is for ? Can my solicitor find out for me ?

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  • 2 weeks later...
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