Jump to content


  • Tweets

  • Posts

    • I have done a separate letter and form for each of the 3 debts and kind of ignored the Vodafone one for now    Thanks 
    • please refrain from posting blocks of text...use sentences and line spacing .... i notice your 1st post had been spaced and ive done your last three.... this is not facebook....its a forum. ........... it does matter how long BS takes i would cease payments now and a DCA is NOT A BAILIFF. they don't own your debts so can do NOTHING!! slow down and calm down , 4 post in 5 mins is no good. Debt management and Debt self-help - Consumer Action Group click the above link and go read a good 20+ thread in the above forum and all your questions will be answered  if you have any outstanding  then please post with them later. everything is explain in numerous thread already here for you to understand at your own pace. there is not rush to do anything today or the next 10days bar simply stop paying. though as explained in my last post, whichever way you go not pay will equal a default which will trash your credit file for 6yrs so the quicker you stop the quicker they will vanish . dx  
    • The funds were taken by eBay, rather than Paypal.  I presume Paypal collects the funds from eBay, and so eBay then sting me for the money.   But either way, before this money was taken from my account, my eBay account balance showed as -£85.  Yes, my bank account has been debited by this amount. eBay say that they are completely removed from the chargeback process, because it is carried out by the buyer's financial institution.  So, conveniently, they cannot help, other than by refunding the chargeback fee of £14. 
    • Perfect, thanks for the detailed response. One question, do you know how long it takes for the breathing space to get applied? Say for example I have payments due in 4 days and I apply today how does that work? Also, sorry for sounding stupid but what do you mean by default once the breathing space is in place? I mean what does "Default" mean.  After the breathing space is over and I wanted more time, what would happen? I can and will afford the payments after a few months but I just need that breather to sort some stuff out, as I have said I have never missed a payment. Sorry for the many replies but after doing a quick search, correct me if I am wrong. If it then does go into default and it goes to a collection agency am I right in saying they will send many letters and they may consider a claim? and I should only response if an official MoneyClaim is made? Also, If it does go into default does this severely affect my credit score? or will this only be in the case if a CCJ is applied.
    • there isn't one yet use the default mentioned already there. that covers all 3 debts as i assume the PAPLOC is for all 3 debts? dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

CRS chasing JB DEBT recovery charge for paid speeding ticket from NATIONAL CAR LTD


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5389 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello everyone! I'm about to post my first post after lurking here a while. Sorry it's so long.

 

I received a letter a month ago from CRS, but ignored them as I don't think I should pay for what they say I must..

.but let me rewind the clock and tell you what happened.

 

October 2008 my family and I drove up to Scotland and had a lovely week's holiday,

coming back I got flashed speeding (71mph in a 60mph zone)

 

 

I paid the fine as i knew I was guilty.

1st Week of December I get a letter from JB Debt saying you owe our clients, Premier Cars £71.73.

Pay up NOW or else you'll be drawn and quartered and go to hell

and your credit rating will be shot, or whatever the standard letter says, can't remember, threw it away.

 

 

I search on the internet and find Premier Cars is actually National Car Hire, the car hire place for our holidays...

 

 

I phone to know what you mean I owe you money, I paid for the whole trip and insurance beforehand.

 

 

Woman who answers the phone doesn't actually know why I owe the money....

but does mention it's normally for parking or speeding tickets...

(Penny drops in my head, but I keep quiet, it's an admin fee!)

She promises to phone me back.

 

 

She phones 2 days later saying stuff has been archived and will get back to me as soon as possible. Never does.

 

I move house, change jobs. Still have Royal Mail sending me mail from old address to new address.

 

26th June receive letter addressed to old address (dated 24 June) from CRS:

 

"We are instructed by JB DEBT - NATIONAL CAR LTD in connection with your oustanding debt of £71.73

 

you can make payment blah blah blah"

 

19th July receive another (undated) letter addressed to old house from CRS:

 

"It has come to our attention that due to a corrupted data file our approved Outsource Mail House produced and sent out letters dated 10/07/2009 (eh? I didn't get one!) with incorrect balances printed on them.

 

Blah Blah Blah... the correct amount is £71.73

 

We look forward to receiving your firm payment proposals by return blah blah blah"

 

Now,

I do not think I should have to pay this £71.73.

Should I send them a letter asking them for evidence?

I'm not going to give them my new address, will let them continue sending to my old address.

 

Any advice? Thanks!

Link to post
Share on other sites

ignore!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

lol, I received the letter today in the post as mentioned in the 1st post.

 

 

The mistake they had made was that I owed £7173 instead of £71.73.

 

 

Nearly gave my wife a heart attack when she opened the letter.

Link to post
Share on other sites

it wont end at 6yrs either

my mrs still gets chased for a debt from 1984!

 

it really matters not how many letters you fire off or if its gone statute barred either.

 

that is certainly not something they even bother checking.

 

load the lastest aquired database in the mail merger and fire off demand letters, seems to me how they work

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...