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going to the Sheriff Court v RBS


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Hi I'm trying again on two points.

Have sent all the letters and recvd all the 'get losts' so the sheriff court is my next step.

My total charges are approx £2500 so will the sheriff court accept 4 small action claims at the same time or do I need to wait while each is settled in turn.

Do you need an actual managers name on the summons or does it suffice to put the action against RBS with a branch address.

I cannot wait to log these.

Just a small point. I have split the spreadsheet (Calc of penalty charges and interest charges unlawfully deducted) into four time periods to stay within the £750 limit. The end column (interest on penalties) seems to go amiss. I have manually adjusted.

Thanks

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I was wondering the same thing, I've got a way to go before getting to that point, I havn't even received back my statements yet, but I wondered the same thing.

 

I also wondered if you could file against an English RBS address so that you can go for the 6 years as opposed to 5, and have the maximum £5000 limit. (I do line in Scotland, and I did open the account in Scotland, so I guess not?)

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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Just remembered seeing this :

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/1733-you-scotland-want-claim.html

 

It allows you to claim up to £1500, so could perhaps submit 2 of these instead of 4 of the Small Claims ones.

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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RBS got a bit stupid with me when I asked for statements. They initially sent me a whole load of docs incl glossary of terms, copies of all my details ie driving license, initial application form etc . I phoned them and told them they had gone wrong. Still took another couple of weeks to get correct paperwork. I think they have set up a dept of cheeky tricks.

Thanks for that website. I'll have a look around and keep you informed.

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