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    • depends what the fees are, typically nothing can be added once judgement is passed bar litigation costs. on document retention time limits etc at least 6yrs previous must be held though many hold complete info. as for acronyms and abbreviations ideally yes they should     
    • Still have to submit a statement either system....if they fail they can only give verbal because they failed to file and serve.
    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
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going to the Sheriff Court v RBS


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Hi I'm trying again on two points.

Have sent all the letters and recvd all the 'get losts' so the sheriff court is my next step.

My total charges are approx £2500 so will the sheriff court accept 4 small action claims at the same time or do I need to wait while each is settled in turn.

Do you need an actual managers name on the summons or does it suffice to put the action against RBS with a branch address.

I cannot wait to log these.

Just a small point. I have split the spreadsheet (Calc of penalty charges and interest charges unlawfully deducted) into four time periods to stay within the £750 limit. The end column (interest on penalties) seems to go amiss. I have manually adjusted.

Thanks

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I was wondering the same thing, I've got a way to go before getting to that point, I havn't even received back my statements yet, but I wondered the same thing.

 

I also wondered if you could file against an English RBS address so that you can go for the 6 years as opposed to 5, and have the maximum £5000 limit. (I do line in Scotland, and I did open the account in Scotland, so I guess not?)

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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Just remembered seeing this :

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/1733-you-scotland-want-claim.html

 

It allows you to claim up to £1500, so could perhaps submit 2 of these instead of 4 of the Small Claims ones.

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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RBS got a bit stupid with me when I asked for statements. They initially sent me a whole load of docs incl glossary of terms, copies of all my details ie driving license, initial application form etc . I phoned them and told them they had gone wrong. Still took another couple of weeks to get correct paperwork. I think they have set up a dept of cheeky tricks.

Thanks for that website. I'll have a look around and keep you informed.

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