Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder RodgerD Novitiate



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    Cagger since : Mar 2006
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    Default Bad Advice on loan

    Hi I woder if anyone else is in my position, some years ago 1999 to be exact I was caught in one of these holidayicon Club [problem]s. I borrowed money from the bank to pay for it, and while negotiation the loan the advisor said it was against the banks policy to give loans for timeshare or holiday clubs, but went to ask her supervisor and came back and said the bank would go ahaed with the loan

    Anyway over the years cash flow got tight and i eceeded the overdraft on my account, and this led to having to refinance the loan(intimated to me by the bank staff as my only option), leading to the usual horrendous charges.

    Surely if the policy at that time was not to lend, then I was given bad adviceby the bank.

    Do i have any recompense? I do not know

    Any suggestions

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  2. #2
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar



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    Cagger since : Jan 2006
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    timebarredicon. Contract - 6yrs. Here, probably negligent misstatement - 3 yrs.



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