Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    michaelhossack Novitiate



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    Default received my 6 years of statements

    what's my next step?

    can i claim for referrals and charges for going over my overdraught limit?

    i have 1345 charges split between a 2 year period,i take it i can only claim firstly for 750.

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  2. #2
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    richardc Novitiate richardc's Avatar



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    Default

    Welcome. Please read the FAQs and around the Forum. These questions have been asked time and time again. The answers are there.

    The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.
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  3. #3
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    michaelhossack Novitiate



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    Default gesture of goodwill from RBoS

    i received an offer of £250 as a gesture of goodwillicon if "i accept the sum of £250.00 as a Full and finalicon settlement of all claims i have relating to charges".
    up until now i had sent my first letter to them asking for full repayment,my lbaicon letter was sent yesterday.

    fortunately i stay in the G51 postcode so i contacted the govan law centre who advised me not to sign anything until i have seen them.

    i have an appointment with one of their solicitors next thursday morning.


    TOTAL MONEY CLAIMED....£1345

    MODERATED post moved ... please keep to your original thread .This is in the best interest of everyone following your claim

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    Bovvered Informative Bovvered Informative Bovvered Informative Bovvered's Avatar



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    Default Re: gesture of goodwill from RBoS

    That's a damage limitation offer - what a cheek - hold out - I'm sure you will get it all back


  5. #5
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    michaelhossack Novitiate



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    Thumbs up Re: gesture of goodwill from RBoS

    Quote Originally Posted by Bovvered
    That's a damage limitation offer - what a cheek - hold out - I'm sure you will get it all back

    i won't do anything until i take advice next week......if i'm successful with this i'm going after a few more(MBNA/PROVIDIAN)


    i'll let everybody know what happens next week


  6. #6
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    thegoodsamaritan Novitiate thegoodsamaritan's Avatar



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    Default Re: gesture of goodwill from RBoS

    good luck mate!

    (Yes I work for a bank but am here to help! Please be nice to me! )
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  7. #7
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    jamescelt Novitiate



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    Default Re: gesture of goodwill from RBoS

    I thought you could only claim up to 750 in Scotland?


  8. #8
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    michaelhossack Novitiate



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    Default Re: gesture of goodwill from RBoS

    Quote Originally Posted by jamescelt
    I thought you could only claim up to 750 in Scotland?

    i'll find out more when i see the govan law centre next thursday.....i'll post the outcome of my meeting and what steps i/we should take.



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