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rbs charge my savings account


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about a year ago a direct debit account was set up for southern electric with correct bank details of my key account not my savings account but somehow the bank charged me £38.00 on my savings account also now they have added interest of £6.84 on my savings account.Is it possible to still claim this back? and if so what can i do to claim back?.:(

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why is it i never get replies anymore surely someone knows if i claim this back or not?

The answer is yes, and I would suggest you look at the terms and conditions of the savings account. No doubt there is a clause that states "standing orders and direct debits are not permitted on the account". If there is then I would approach it on the basis that you aren't permitted to have them on a savings account yet the bank doesn't protect you from them being set up on the account. Why have the term if the bank will not make the account non permissable for DD's and SO's

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FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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  • 1 year later...

hi guys just wondering if for one somehow mistake RBS put DD into my newly opened savings account at the time (2 years ago)and with nothing in there they are charging me this £36 DD + £10 approx every May since.( now £56) i was just wondering if this could be somehow corrected or claimed back ?

Edited by andrew1402
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