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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Smile Today?


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Lets share what made us smile today... :)

 

Mine . . . 2 Doves on the Bird table having a good feed of seeds and nuts, with a Robin next to them.

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Knowing that our little Yorkie is still alive and as feisty as ever.

 

On Friday, he had a set to with a Staffy. I seperated them twice and each time the Yorkie went back for more. The third time, he was bitten in the throat. The blood was pumping out. Within seconds, both my arms were covered to the elbows. The kitchen looked like an abattoir. It's difficult to apply pressure to a wound on the neck and still allow breathing.

Wrapped a folded teatowel and an old handtowel around his neck and managed to apply some pressure to it. We took him straight to the vets, not expecting him to survive the journey.

Luckily, the towels and pressure had controlled the bleeding, but he had lost a lot of blood and was in shock. The vet put two lines into his front legs to get fluids back into him, along with painkillers and a sedative.

We left him there, not sure if we would see him again.

Anyway, the following morning he was a lot brighter. The vet examined his wounds and found that no stitches were required. He came home with us.

He's got to go back to the vet's on Thursday for a check, but otherwise, he's now OK. :D

 

This is Charlie.......

Charlie 001.jpg

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Auricularis anterior (2)

Auricularis posterior (2)

Auricularis superior (2)

Buccinator (2)

Corrugator supercilii (2)

Depressor anguli oris (2)

Depressor labii inferioris (2)

Depressor septi nasi (1)

Frontalis (1)

Levator anguli oris (2)

Levator labii superioris (2)

Levator labii superioris alaeque nasi (2)

Mentalis (1)

Nasalis (2)

Orbicularis oculi (2)

Orbicularis oris (1)

Platysma (1)

Procerus (1)

Risorius (2)

Zygomaticus major (2)

Zygomaticus minor (2)

 

 

Oh. And Arsenal taking a whooping.:cool:

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???

 

what am I missing there?

 

The facial muscles used to smile. :D

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Well that's far too clever for me at this time of night. And for me in general.:D

 

I'm going back to the word association thread, that's about my level at the moment:D

Edited by lexis200

Time flies like an arrow...

Fruit flies like a banana.

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Lets share what made us smile today... :)

 

Mine . . . 2 Doves on the Bird table having a good feed of seeds and nuts, with a Robin next to them.

 

 

I wouldn't be smiling if someone was robin my nuts:|.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Robinson Way sending a lying letter.... I have them by the short and curlies... more will be revealed at the meet on Friday.

 

Court here I come again (third time for this alleged debt) going for injunction and complete removal of all adverse data supplied to third parties....

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Lots of things - a special CAGger, CAG meet in Newcastle is nearly here, it's payday on Friday and I only have tonight to work then I have 4 days off. All in all, a very smiley day indeed :D:D

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Knowing that our little Yorkie is still alive and as feisty as ever.

 

 

Oh, that is such a sad tale but the ending made me smile. :)

 

Cheers for Charlie!

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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:)

 

Cheers for Charlie!

 

 

Thanks very much,:p:D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

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I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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You had better read his latest post in the Angels thread Knellyk, that will make you chuckle . .

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reading a post, where FB said "due to nylon fabric rubbing against a plastic support"

 

IS HE OVERDOING THE SMARTIES , one has to ask

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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OK I used to have an interesting job.

 

My most interesting, challenging, and best job ever starts in June 2009.

 

So good, that I'm going to make an undercover video of it. :D

 

Watch this space. Actually a few spaces.

 

The future's bright. The future is fuzzybobble coloured.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Well i am looking forward to the undercover footage of Fuzzybobble...

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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yeh in the Banana Suit from another post ;) ;)

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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