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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Got more than one account? Word of warning!...


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Hi Guys,

 

Thought you should know about this...

 

I have 2 accounts with RBS, a personal and a joint. For reasons beyond my control I ended up owing an amount of money on the join account that I set up a payment plan on. For whatever reason I ended up defaulting on this plan and as such got a £30 Default Charge.

 

Here's where it gets interesting...

 

RBS applied the £30 default charge to both accounts, the one with the default and the one that always runs in credit. Effectively charging me twice for the same thing!!!

 

I would have spotted this earlier but RBS's internet banking effectively blocks access to all your accounts if you default until you sort out a plan, so basically it seems that they can charge you twice and make sure that you cant see them doing it. I smell a very very big rat!

 

Thought you should all be warned on this!

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Have you spoken to them about this?, what have they said? this isnt right.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Sorry, should really have said what the resolution was...

 

After 40 minutes on the phone I got through to a supervisor that informed me that they would look into it and it was probably a mistake.

 

Needless to say i'm not convinced and put this up as a warning because it's only by chance I caught it. According to most banks, they don't make mistakes. I wonder how many other people this has happened to but its gone un-noticed being listed on the statement purely as "Charges"

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Are you sure? I would think they probably show the charge on the joint account, and have automatically paid the charge by taking money from your singular account and have shown charges as the reason for that deduction. So you've only been charged once. No?

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