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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Check Judgments Online - Trust Online developed by Registry Trust - current at 21.09.2015


ukaviator
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Trust Online has been developed by Registry Trust. The non-profit company which gathers information from six jurisdictions, including the Register of Judgments, Orders and Fines for England and Wales under contract to the Lord Chancellor.

 

All the information held by Registry Trust is now available to the public online for a fee of £8. The database contains over six million registrations, some dating back six years. CCJs, high court judgments, fines defaults, child support liability orders and administration orders are available.

 

Scotland, Ireland, N Ireland, Isle of Man, Jersey court judgments and decrees are on the searchable register.

 

 

 

Check your own record:

 

 

Check the registers for your CCJ, judgment and fine records - Trust Online

 

Check others:

 

Check other people and businesses for CCJs, judgment and fine records - Trust Online

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Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Just noticed this thread, before anyone gets too over enthusiastic about this Non-profit making organisation just understand exactly what it is.

 

This is an organisation set up by Malcolm Hurlston. The very same Mr Hurlston who set up the CCCS charity which helps so many thousands of people in debt (and a good job they do too ).

 

The Registry Trust as stated above by UKactivator gathers CCJ - County Court Judgment information from all those jurisdictions which the likes of you and me get if we don't pay our debt -AND THEN THEY SELL THAT INFORMATION TO THE SUB-PRIME MARKET BROKERS!

 

I have a business, so I wrote to Registry Trust and posing as a potential buyer of this information asked for a price list. £80,000 :eek:

 

Now these sub prime lenders and brokers (although there are not so many as there used to be post crunch) used this information to send out those flyers you get through the door offering loans, sub-prime loans, because no high street lender will give a loan if you have a CCJ. Just do an SAR on any leaflet sender (or just phone and ask) and you'll see where they got your name from.

 

Once done, the borrowers who are now paying much higher interest rates and as we read on here, suffering tremedous pressures and fees and so on from the lenders get themselves into more debt as a result of these high repayment charges and pop off up the road to the CCCS charity to get help.

 

All not-for profit? The Government pays Registry Trust a Consultancy fee and Mr Hurlston no doubt invoices through his own consultancy a nice fat fee each month too. Still not for profit? £80k for a list of ccj holders? Still not for profit? Yeah, pull the other one.

 

To cap all that Mr Hurlston very kindly sat on a panel of Judges for the Credit Today awards to select the Debt Collection Agency of the Year a few years ago.

 

See how it all works? :wink:

 

Teach your kids to live without debt. It's a rocky road to ruin from the minute they open an account. Control, that's all this is about - they want to control YOU! :mad:

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