I am being hounded by phone calls from QuickQuid, who are leaving messages in a strange pseudo-American robotic drawl on my house, work and mobile voicemails at all times of the day. Yesterday, they rang me when I was on my way out and I was so cross I slammed the phone down without saying anything. I then got a message left on the voicemail basically giving me a rollocking for daring to put down my phone, and berating me that 'having a hangup on my record will do me no favours at all' like I'm some kind of juvenile criminal.

I'm unable to pay back the full amount I owe due to changes in my circumstances, but I'm happy to offer a small payment each month, but not to people on the telephone who are going to talk to me like I'm something on their shoe.

Any advice on how to deal with this would be gratefully received.

Thanks

Hi, your going to end up having them pass your debt onto a company called First Credit debt collections, I to have a debt with them. I'm not sure on the law and someone who read this may help. You can ask for CCA and pay a pound for this it is delivered by fed ex from the states. I'm not sure but I believe that they need to by send you default notices you can dispute and hopefully stop the charges adding. Not sure how the law affects online digital signature on credit agreemtments but beware, I took a payday loan out with a company called Payday Money based in Manchester, they took £420 off me in roll over fees for a loan of £350, when I couldn't pay the full amount or the roll over for 1 month they sent me nothing at all but 30 days later county court papers from Northampton Bulk Court, I replied by offering £1.00 as I had been made redundant and sent this back to them recorded delivery which they ignored and on the 20th Jan I was given a CCJ for default and ordered to pay £550 back. I responded to the court and they said I had to fillin an attachment of earning and the CCJ still stands. These loans are a nightmare and should be avoided at all cost. I know when you have poor credit rating and need money it's the only thing you can turn to.... I'm having a nightmare with them. Hope you sort it out.

I just emailed Quick Quid with a payment plan and they readily agreed - I then stupidly missed one of the arranged payments and they sent my account to 1st Credit who called me today see other threads of mine ....the story goes on - by the way I had loans with 4 different Payday sites and have paid 3 of them back by offering reduced payments - I think you just need to call/email them and make the offer?

Good Luck

Zelig

Does anyone have any suggestions about where I go from here, please? I have sent QuickQuid the telephone harrassment letter (and they have received it, as I used Recorded Delivery) but they continue to call me every weekday on my house phone, mobile and at work (to my direct line, fortunately...) and I have still had no written communications from them. I have also sent them a letter offering a small token payment per month, but I have had no response, and I am simply not prepared to speak to them on the telephone about it. Any tips?

I just emailed Quick Quid with a payment plan and they readily agreed - I then stupidly missed one of the arranged payments and they sent my account to 1st Credit who called me today see other threads of mine ....the story goes on - by the way I had loans with 4 different Payday sites and have paid 3 of them back by offering reduced payments - I think you just need to call/email them and make the offer?

 

Good Luck

 

Zelig

i have a loan with these guys and wanted to do the same. what address did you send the e-mail to? do u have a draft of the e-mail?

thanks

THE EMAIL IS [email protected] but i'm gettigng no where fast with them

I refused to comply with what they wanted in regards to repayment wise. I could not afford what they wanted.

I cancelled my DD and today have had an email asking me to telephone them to reset another DD or give them my card details for them to take payment(have a job card is cancelled).

I am totalling ignoring this email.

I have sent a letter recorded delivery to their collections office in Sheffield with a token payment.

Just waiting now for them to come back.

Bub1

hi i have loan with QQ as well. i've been paying them of what i can afford but they seem to ignore it.they just kept emailing me of due payment. today i recieved a letter through post threatened a doorstep collection by meritforce.i havent rang meritforce yet.just want to know if they are more considerate to your payment offer?any advise will do thanks:(