Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default Howard Cohen is no more!!!

    No he is not dead, but they have merged with another solicitor to form Cohen Cramer. As such Howard Cohen & Co are only listed with the Law Society under organisations and as having one office in Leeds, with no registered Solicitors at this address.

    The address they are using on stationary to collect CL Finance debts no longer exists with the Law Society and should be questioned if recieved.
    Complain to the SRA if they can't give a reasonable explanation.

    Leeds law firms Howard Cohen and Cramer Richards announce merger - Yorkshire Evening Post

    CohenCramer Solicitors

    The Law Society - Find a solicitor

    Also Companies House lists them as being dormant up until July 2008 with overdue accounts since.
    There is also this - Status: Active - Proposal to Strike off
    which I dont understand.

    http://wck2.companieshouse.gov.uk/97...50/compdetails


    Pookey

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  2. #2

    Default Re: Howard Cohen is no more!!!

    Also Companies House lists them as being dormant up until July 2008 with overdue accounts since.
    There is also this - Status: Active - Proposal to Strike off
    which I dont understand.
    -------------

    If a company does not fill in and file statutary accounts at Companies
    House they will be struck off the company register and cease to exist as a
    company, 'proposal' status means they are close to being gone, they have
    had their final warning from Companies House.

    PGH7447


    Getting There Slowly
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    Advice is given freely but is in no way meant to be taken as Gospel
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  3. #3

    Default Re: Howard Cohen is no more!!!

    hello this is interesting to me may i pls ask when you mention cl finance, ive had a ge money account sent to them which im disputing but not heard from cl finance for a few months now thus im thinking, what now,,,no court papers or anything yet,,,,, but am also awaiting sars from ge whom are playing at not receiving them etc,,,,

    anyway ive subbed to this thread and for further info many thanks
    angel x

    Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.

    my new motto is,,,",Taking back control of your life and home - such peace is priceless"

    This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel
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  4. #4
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    Default Re: Howard Cohen is no more!!!

    Thanks, this has proved very useful to me!


  5. #5

    Default Re: Howard Cohen is no more!!!

    That is really interesting. I pay my CCJ instalments (CL Finance) to them every month. I pay online and all the time it has been saying "Lewis Group" not Howard Cohen. Have they ever been registered with the Law Society? How can they collect money when not even registered at Companies House?

    Will sub this is interesting.

    HH


  6. #6

    Default Re: Howard Cohen is no more!!!

    Hmm

    This may throw a spanner in my counterclaim against them

    Poo

    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional
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  7. #7

    Default Re: Howard Cohen is no more!!!

    We need some fraud experts, this could get VERY interesting indeed


    PS: Thanks Pookey

    PPS: Given the number of CAGicon'ers affected by HC's work for CL Finance and the like, could a MOD please sticky this?

    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional
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  8. #8
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    Default Re: Howard Cohen is no more!!!

    In addition I have just found this!

    DX Online Directory

    So it looks like the DX No quoted on 'Howard Cohen'
    headed paper is actually belongs to the Lewis Group.

    The plot thickens.

    Pookey


  9. #9
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    Default Re: Howard Cohen is no more!!!

    Quote Originally Posted by PGH7447 View Post
    Also Companies House lists them as being dormant up until July 2008 with overdue accounts since.
    There is also this - Status: Active - Proposal to Strike off
    which I dont understand.
    -------------

    If a company does not fill in and file statutary accounts at Companies
    House they will be struck off the company register and cease to exist as a
    company, 'proposal' status means they are close to being gone, they have
    had their final warning from Companies House.
    Dormant means what it says - they haven't been trading but the company is still registered. Its possible the strike off is something they requested as they have no need for the company any more - when you apply to have a company struck off it takes 3-6 months before it is done, to allow anyone to challenge it if they want.

    I suspect this is probably a red herring though and they haven't been using this company for trading recently, or perhaps ever. There is no reference to it on the letter I received from Howard Cohen, their address is a PO Box in Cleakheaton (home of CL Finance & Lewis Debt Recovery).

    It would appear that CL Finance are simply using the Howard Cohen name whilst handling everything themselves. Is that legal?

    Has anyone tried raising it with the Solicitors Regulation Authority?


  10. #10
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    Default Re: Howard Cohen is no more!!!

    Can I just ask please, If a Solicitor turns up at my court hearing next week and says they are from Howard Cohen as stated on the court papers acting for CL Finance, is this legal, as Howard Cohen have no registered lawyers or solicitors and if the solicitors say they are from another named company, is this allowed as the court papers say Howard Cohen are acting on behalf of CL Finance?

    Or maybe CL Finance would represent themselves, Hmmmmm.

    Thanks Vixta


  11. #11
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    Default Re: Howard Cohen is no more!!!

    Quote Originally Posted by vixta View Post
    Can I just ask please, If a Solicitor turns up at my court hearing next week and says they are from Howard Cohen as stated on the court papers acting for CL Finance, is this legal, as Howard Cohen have no registered lawyers or solicitors and if the solicitors say they are from another named company, is this allowed as the court papers say Howard Cohen are acting on behalf of CL Finance?

    Or maybe CL Finance would represent themselves, Hmmmmm.

    Thanks Vixta
    Unless the case is in their local court they wouldn't represent themselves anyway, they would most likely have a firm of solicitors local to the court do it. At least that is my experiences from other similar court hearings.

    But there might be an issue with them not informing the courts of the change of name of their legal practice. The solicitors representing my mortgageicon company (when I had arrears and they applied for repossession) changed their name and they sent me a formal letter detailing the change and they informed the courts.

    So if they don't inform you and the courts its possible they're in the wrong. Not sure how to check on what the rules are regarding this though.


  12. #12
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    Default Re: Howard Cohen is no more!!!

    I'm going to keep tabs on this one. I've got 2 claims against me from CL Finance with Cohen acting as their solicitors so this development is very interesting! I'm at the aqicon stage for both claims (one deadline was Monday just gone, the other is next Monday).

    If anyone's interested, my thread can be accessed using the link below:

    http://www.consumeractiongroup.co.uk...ard-cohen.html

    Wakieblue


  13. #13

    Default Re: Howard Cohen is no more!!!

    Just thought I would give them a ring to ask about my judgments. They answer the phone as Howard Cohen. I asked if they are solicitors to which they replied "of course what makes you think otherwise". Will still pay my judgments though.

    We need more people on this it is sounding very strange

    HH


  14. #14

    Default Re: Howard Cohen is no more!!!

    Just another update, The people who deal with my case at Howard Cohen are not registered with the Law Society - how can they claim to be a solicitor. I understand there are paralegals and assistant solicitors who handle case loads.

    My friend has just rung up pretending to be from a large company (she does work in a large company btw) and asked whether they handle debt collectionicon to which Cohens replied "no" and also asked the Lewis Group the same and they said "no".

    Who the hell am I paying my instalments to.

    HH


  15. #15
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    Default Re: Howard Cohen is no more!!!

    subbingicon as i just received a lettericon from howard cohen and co solicititors

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  16. #16
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    Default Re: Howard Cohen is no more!!!

    www.lewisgroup.co.uk is their website and their parent company is www.cattles.co.uk

    Check out the threads below for updates on the DCA's that I am dealing with.

    GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT
    Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST
    Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now
    Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX
    Wescot for Halifax Bank Account - RETURNED TO HALIFAX
    Cap Quest for Argos Card - RETURNED TO ARGOS
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  17. #17
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    Default Re: Howard Cohen is no more!!!

    Details about them from Companies House:

    Name & Registered Office:
    THE LEWIS GROUP LIMITED
    Company No. NF003060

    Status :
    Foreign Company (Northern Ireland)

    For further information please contact:

    Belfast Registry
    Registrar of Companies
    First Floor Waterfront Plaza
    8 Laganbank Road
    Belfast BT1 3BS
    Tel: 08456048888

    Check out the threads below for updates on the DCA's that I am dealing with.

    GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT
    Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST
    Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now
    Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX
    Wescot for Halifax Bank Account - RETURNED TO HALIFAX
    Cap Quest for Argos Card - RETURNED TO ARGOS
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  18. #18
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    Default Re: Howard Cohen is no more!!!

    The Lewis Group Ltd collects late filing penalty debts for Companies House ( a Government organisation). They are definitely debt collectorsicon!


  19. #19
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    Default Re: Howard Cohen is no more!!!

    I read elsewhere @ http://www.consumeractiongroup.co.uk...nance-ltd.html that The Lewis Group and CL Finance are both the same company.

    Check out the threads below for updates on the DCA's that I am dealing with.

    GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT
    Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST
    Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now
    Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX
    Wescot for Halifax Bank Account - RETURNED TO HALIFAX
    Cap Quest for Argos Card - RETURNED TO ARGOS
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  20. #20

    Default Re: Howard Cohen is no more!!!

    Quote Originally Posted by andymanx View Post
    www.lewisgroup.co.uk is their website and their parent company is www.cattles.co.uk
    Seems as though some DCAicon could soon be knocking on Cattles' door:

    FT.com / Companies / Financial Services - Cattles suspends executives and issues new alert

    'Shares in Cattles plummeted 40 per cent on Tuesday after the subprime lender suspended three senior executives in Welcome Financial Services, its main operating company, and warned 2008 profits were likely to be “substantially lower” than market expectations.'...
    'Analysts raised concerns that Cattles, which has delayed its 2008 results, could breach its banking covenants, which would trigger all £2.6bn of its group debt to fall due.'....
    'Cattles is due to refinance a £500m debt facility with a syndicate of 22 banks led by Royal Bank of Scotlandicon later this summer, plus a further £135m facility that falls due to Royal Bank of Scotland in December. It has stopped lending to new customers.'....

    Maybe this is the reason for HC's 'desertion' of its offices? Solicitors jumping the sinking ship?


    Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.


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