Jump to content


  • Tweets

  • Posts

    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Private individual being chased for ltd co business rate - please help


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5525 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

Back in Jan 2008, we closed our ltd business, paid suppliers off, moved out of the rented premises, were not in debt with the council for business rates, and went on our merry way. My husband joined the Army, and I went to university to become a nurse.

 

During the 2nd half of 2008, the ltd company received a demand for over £200 of business rates from 2006-2007. This wasn't rates which hadn't been paid, but due to a mistake by the council, rates which should have been charged as apparently we weren't eligible for small business rate relief on a second unit we had.

 

I replied with an answer along the lines of 'all well and good, but the company hasn't traded for a long time, is in the process of being struck off, has no money, assets, bank account or property.'

 

I heard nothing until the end of 2008 when the company received a demand for the money, or go to court. I contacted business debt relief who said, write and tell them again. So I did. The council never repsonded, but proceeded with court action.

 

When receiving another letter from the council saying 'pay within 7 days or face bailiff action' I responded by calling the council and reiterating what had already been said. They told me that they have a duty to collect.

 

The company was due to be struck off by 9th March, but yesterday I got a call from the council to say they had contacted Companies House and the co would now not be struck off until August. The woman on the phone then asked me to enter into a repayment plan. I said no initially, because that would make me personally repsonsible for a ltd co which completely negates the purpose of being ltd. She then said they would send the bailiffs round to the registered address of the co, even though I told her this was my parents' address, and had nothing to do with the co.

 

Others I have spoken to are astonished that the council will not believe what I say and are continuing with this. My question is: 'What do I do now?"

 

Sorry for a huge post, but any help would be appreciated.

 

T

Link to post
Share on other sites

  • 2 weeks later...

They cant send a bailiff around until a court says the debt is due. Have they issued you with the summons yet? It should have gone to the registered office address or a trading address. Anyway, the bailiffs will go to your parents, they will tell them to get stuffed, the council will get the bill and then try to find you again.

Its WAR

Link to post
Share on other sites

Councils don't you just love em?:rolleyes:

 

Kinda in the same boat as you, did the council receive a copy of your application for a strike off? The council left me alone when I sent them a copy of mine, I had also sent a copy to the bailiff company and they replied they wouldn't be taking it further and returned the account to the council.

 

I have a statutory declaration signed which I keep by the front door just in case as my company's registered address is my home. Unless you personally signed a guarantee, I don't see how you could be liable as only the company should be named on the liability order so they can't demand the money off you no matter what they say.

 

My only concern would be that as the company is still "live" they maybe assuming that the company is trying to avoid paying and then threaten action against the directors. Don't expect these people to think logically or reasonably, it is beyond their job description. If it was me I would offer a token monthly payment on behalf of the company just make sure it is clear to them that it is not the company paying and see what they say. It would only be for a few months anyway. Just make sure any payments are sent from an account with no connection to the business and everything should be in writing from now on.

 

The bailiff section has some very knowledgeable members and I am sure that you will find all the help you need there if bailiffs do turn up. Remember never let them in no matter what, make sure all windows and doors are locked as they can gain peaceful entry through open windows and unlocked doors. However if you have a statutory declaration done this should stop them in their tracks.

 

Good luck

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...