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    • No I have not. I will probably do that
    • Based on ECP's previous, what will definitely happen is this. They will send more idiotic letters. After they will send a Letter of Claim, and it is essential that your brother replies at this point to this to show them he would be big trouble in court. Next it is highly likely (but not certain) that they will crawl back under their stone and that will be the end of the matter. The slight worry is that if they do do court it will seem a likely story to a judge that your brother has no connection to the ticket, when it was him who appealed and replied to the Letter of Claim.  Indeed I think it would seem the lot of you were playing games with ECP and with the court by getting unconnected people involved and then later deny they were involved. So be aware there is that slight risk. You talked about "a mess" in your first post, and you weren't wrong. Someone hires a car and gets a ticket.  There is an appeal.  Who appeals, the hirer?  No, the hirer's mate's son.  Obvious! There is an approach for help to a consumer website.  By the hirer?  No, by the hirer's mate's son's brother! This is so damn silly and totally avoidable. Anyway, it seems the decision has been made for your brother to carry the can so whatever consequences will ensue will ensue. 
    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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SAB has kicked smoking


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After smoking for 16 years I decided enough was enough and I needed to kick the habit. In true, and predicable fashion the date was set for 1st January 2009.

 

Different people have different ways of stopping this vile habit, mine was to go out New Years eve, get amazingly drunk on a mix of Vodka and Guinness and smoke 30-40 cigarettes. For 3-4 days afterwards, just the thought of smoking made me sick. Since stopping I have had a couple of pieces of nicotine gum, I’m not trying to say I'm a superhero (but I am as I wear my pants on the outside) but this time round I found it fairly easy. I guess it was just my time :)

 

It's been just over five weeks now and I no longer feel the need to smoke, I still have cravings but they are getting less intense as time wears on. I feel amazing, I can taste, walk up a hill at a pace with out seeing flashing shapes after a couple of minutes and no longer smell like the inside of a Moroccan donkeys arse!

 

It's still early days for me but this time I think I can do it.

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Superb stuff SAB :) Stick with it, you'll have plenty cash now too.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 2 months later...

Little update.

 

It's been over four months since i stopped smoking and i can honestly say i have not had one cigarette. In March i visited friends in Canada for a couple of weeks to get my head straight after being made redundant and was surprised that I didn't find the need to smoke. In fact while I was they i made over £80 as they didn't think i would last two weeks with out smoking. Easy money!

 

So I'm now at the stage were my lungs are starting to clear and the "byproduct" is interesting to say the least!

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Good stuff :D great to see you've stuck with it, well done.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Little update.

 

It's been over four months since i stopped smoking and i can honestly say i have not had one cigarette. In March i visited friends in Canada for a couple of weeks to get my head straight after being made redundant and was surprised that I didn't find the need to smoke. In fact while I was they i made over £80 as they didn't think i would last two weeks with out smoking. Easy money!

 

So I'm now at the stage were my lungs are starting to clear and the "byproduct" is interesting to say the least!

 

That is really brilliant, it also means you are more likely to be getting a birthday card from the queen.

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Still doing okay, SAB?

 

I'm nearly one year out and still get the odd niggle. But that is probably because my husband still smokes.:(

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Congratulations SAB, it is a great feelingisnt it :-) I gave up on September 10th 2008 and havnt felt like resuming, and it doesnt bother me being around smokers either, apart from the smell on their clothes afterwards, I am shocked that I could have willingly gone around smelling like that :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 9 months later...

So, it's over 12 months now since I stopped smoking and the concept of smoking seems alien to me. I'm not going to go all anti smoking as we are all old enough to understand the impact of smoking on our health and others around us but I can honestly say I don't know why I ever started.

 

A lot has happen since I stubbed out my last cigarette, I have been made redundant, spent 7 months unemployed then found a job and now it looks like I am to be made redundant again. The past 12 months have been less than easy but at no point have I thought about smoking. I have a very addictive personality but stopping smoking THIS time proved to be fairly easy.

 

My advice to others would be it can be done, it's not a walk in the park and it may take a couple of attempts but it is worth doing. Find a Kick the "habit buddy" use the free NHS service or just keep telling yourself You are not ready to die yet. Plain and simple!

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I've started running and cycling again to try and shed some of the baggage I have accumulated over the past 12 months, it's working but good god is it boring. I have also started a rather strict diet but fell over the wagon this weekend in a big way and am now paying for it.

 

How did you find stopping smoking?

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I Found That Smoking Addiction Is All In The Mind

I Lasted One Day So I Said I Could Last Another

 

No Patches Or Gum

 

After Three Days I Was Fine

 

Stopping Smoking Is Easy

 

Its Staying Stopped

 

Even Now I Get The Ocasional Impulse To Smoke, Lasts Only A Few Seconds Though

 

Doubt I Will Be Truly Free But I Will Never Smoke Again

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I hear what you're saying. I've not given much thought to smoking since stopping and now consider myself to be a non smoker, however I don't think I will ever be free from cigarettes. I still like the smell of smoke but do not like the smell of smoke on people. If that makes sense. One of the guys sat next to me at work is a heavy smoker and after a couple of weeks I had to move desk as the smell was overpowering.

 

It's hard but well worth it :)

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  • 2 months later...

I've not noticed any savings either! I gave up 1st February 2009. Still going strong to date. Have also put on 3 stone through the fact I'm eating more (mainly because I enjoy the tastes of food - it was an alien concept before).

 

Had the strongest craving ever tonight. Watching The Italian Job on tv (Michael Caine version) - 99.9% of the film shows people smoking. I actually put my coat on, and was half way to the shop, before I stopped myself! Happy that I didn't smoked - angry with myself for even contemplating giving in though!!

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All that I can add, is that the weight gain is a bit of an issue;

particularly for a lady.

 

For myself, I gained about 8lbs; one of those flab things above the waist, not nice:(

 

Anyhow, I carried on undeterred (kind of, not happy about the weight gain).

 

Sadly, I failed whilst on holiday.

But will try again next week.

 

Oh My God, IT IS SO HARD TO STOP/QUIT SMOKING...what they hell do they put in that stuff: nicotine?

or is it all the additives?

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Sorry to hear this A/C but don't stop stopping :)

 

Nicotine is the most addictive drug. If you injected the same amount into your vain thats in just one smoke, it would kill you :(

 

Keep trying Hun, and as Alann Carr says in his book, your not giving anything up, your setting yourself free. Do try and be happy about not smoking.

 

Lex

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Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Sorry to hear this A/C but don't stop stopping :)

 

Nicotine is the most addictive drug. If you injected the same amount into your vain thats in just one smoke, it would kill you :(

 

Keep trying Hun, and as Alann Carr says in his book, your not giving anything up, your setting yourself free. Do try and be happy about not smoking.

 

Lex

 

No Problem Mr. Lex, Ida and I, are going to quit again this Wednesday; non smoking as a team!

 

My prob. was going away on hols. with my (31 year old) daughter;

not her fault, I am a veteran smoker LOL...lost the plot.

 

Think, I saw Alan Carr swimming around one of the pools, maybe?

 

I will defeat the demon weed!

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Ladies doubles at stopping smoking :lol:

 

Is this the new Olympic sport ?? :p

 

Good luck girls xxx

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Ladies doubles at stopping smoking :lol:

 

Is this the new Olympic sport ?? :p

 

Good luck girls xxx

 

We can but, TRY:

Over two months before and for both, all fine.

 

I only failed due to being around a lot of other smokers!

 

Competition Sport:; rather do 10 lengths in the (swimming) pool: easy peasy.

Quitting smoking is another story;

V. Difficult

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You'll do it this time, I'm sure.

This is the worlds expert on quitting talking here, I used to do it 4 or 5 times a year !!

 

You'll both be fine :)

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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