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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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can anyone explain when the six years for a default starts.ive just looked at my report again and i was defaulted in 2003 but right up to 2006 i have a monthly d in my report even though the debt was getting paid off monthly.my file looks a total mess with all these on it.are these d the same default or are they seperate.this is a nightmare.

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  • 7 months later...

my file seems to have some sort of start date 4 sept 2004 anyone got an idea what this is(it wasnt there last time i checked)i was expecting my default to drop off on the 2nd of august.is this deffo still the case.heres what my file says personal details changed of course.thanks in advance.

 

Lender name:

RBOS

Account holder name:

Mr

Address:

2

Date of birth:

12

Accountholder status:

Normal

Start date:

4th September 2004

End Date:

1st July 2006

Account type:

Current account

Account status:

Default

Last updated:

1st July 2006

Current balance:

£0

Credit limit:

£0

Opening balance:

£408

Payment start date:

2nd August 2003

Account start date:

27th September 2001

Account end date:

1st July 2006

Repayment frequency:

Monthly

Lump payment:

£0

Default date:

2nd August 2003

Original default balance:

£408

Term balance:

£0

Default satisfied date:

1st June 2006

Payment History:

Hover over the icons below for more details.

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ive just done a search with callcredit and its gone yipee.i am also on the voters register.can i just go down to the bank of scotland and open an account now?.i dont want to do any harm with searches then getting refused.thanks again everyone for all the help.

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