Hi there

I've just started on my quest to have charges returned from RBOS and added up the total charges over 2 accounts for last 6 years - nearly £15,000!!!!! Major contributing factor in my recent divorce - they know how to hit you when you're down - don't they? Watch this space - I will never give up!!

Crikey Fiona, I thought I had it bad with just under £6,000. It'll be nice to get it back. good luck!

Best of luck to you!

Wow, you're going to be busy for a while aren't you

Hi Fiona ! Am i right in assuming you won`t be going the small claims route then

Hi Fiona ! Am i right in assuming you won`t be going the small claims route then

You can still go the small claims route if you want - this stops the worry of being asked to pay court costs of bank. You need to split the claim up into claims less than £5000. Do not persue them at the same time, as it may be ordered that they are put together, hence taking it out of the small claims court. Goo Luck anyway - it's a heck of a lot of money - hope you can put it to good use!

Fiona,

As you are in Scotland you'll need to break your claim down into batches of £750 via Small Claims or £1500 via Summary Cause.

Our limits up here are pitiful compared to our English friends ......

Good Luck

T

Good luck Fiona!

Hi everyone

Thanks for your messages of good luck - I suspect that I may need them! I suspected over the years that we were being well ripped off by the bank, but was absolutely gob-smacked (and embarrassed) by the huge amount. No wonder we were constantly struggling! My letter of 'request for repayment' goes out today, so fingers crossed from here on. I'll certainly keep you posted and help anyone else out if possible. Huge thanks to site administrators for giving me this chance to claim my hard earned money back. We nearly worked ourselves into the ground trying to stay afloat while the bank happily took hundreds of pounds a month of us - for nothing!!

Good luck to everyone else and don't give up!!

Fiona