Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder upsy_daisy Novitiate



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    Default UPDATED; i am claiming a 2nd time?

    just wondering if they payed you out once can you claim again for further charges since payout?

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  2. #2
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    Default Re: Can you claim a 2nd time?

    yes

    dx

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  3. #3
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    Default Re: Can you claim a 2nd time?

    Quote Originally Posted by dx100uk View Post
    yes

    dx

    really wow how do i start i dont need my statements as they sent them anyway cause i have disputed it.
    the story so u know

    we moved 12months ago took all the paper work into RBOS so they knew and that was it they rang us to say something wasnt right they was righting to us but we didnt respond then turns out they lost our new details so all our papers went to our old address so i tell them everything over the phone again and thats it we havent used the account at all for paying in or withdrawing just left it be then i get a letter from some debt collectorsicon saying they demand just short of a thousand pound wtf i tell them i want proof and i get all my statements from wen i signed with the bank there is 900quid of charges from them again..i havent used the account so where do i go from here?


  4. #4
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    Default Re: Can you claim a 2nd time?

    Hi Upsy Daisy


    If you have all your statements, you need to send your prelim together with
    a schedule of charges giving them 14 days to reply.


    2. Letter - Preliminary approach for repayment.



    Tilly





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    HOW NOT TO CLAIM...Click here!

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  5. #5
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    Default Re: Can you claim a 2nd time?

    Thank you so much im looking forward to this there gonna love me..NOT honnest

    where can i find the calculater that adds it all together to what im intitled to


  6. #6
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    Default Re: Can you claim a 2nd time?

    Here you go try this one, dont forget interest is not added until the court stage,


    iCalculate




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    HOW NOT TO CLAIM...Click here!

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  7. #7
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    Default Re: Can you claim a 2nd time?

    thank you
    my husband has just said we cant claim a 2nd time
    also ive come accross summit on my statements i havent a clue what they are it says
    D/D policy adminicon service


  8. #8
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    Default Re: Can you claim a 2nd time?

    letter sent today recorded and signed for..

    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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  9. #9
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    Default Re: Can you claim a 2nd time?

    Ive had a reply back from them yesterday and

    1 letter says we are not willing to go into details with you regarding this as the address doesnt match where you are now to where the bank was started so we have forwarded this to the account default department

    letter 2 says.. from the default department we are sorry you are unhappy please give us 10days we will be back incontact..

    now what do i do yes we have moved but we have been in god knows how many times to changed the address and they still havent done this?? also do i give them 10days or wait till my 14days are up and move on
    please any help

    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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  10. #10
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    Default Reply to Preliminary approach help

    I got a reply from my Preliminary approach and they are saying please give them 10days to look into this now do i give them 10days or do i just send the next letter out (letter before actionicon) when the original 14days would be up which is the end of this week


    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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  11. #11
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    Default Re: Reply to Preliminary approach help

    Keep to your time scales. As soon as your 14 days are up, send the lbaicon.


  12. #12
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    Default Re: Reply to Preliminary approach help

    Quote Originally Posted by sea-sidelady View Post
    Keep to your time scales. As soon as your 14 days are up, send the lbaicon.

    Ok thanking you x

    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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  13. #13
    Basic Account Holder upsy_daisy Novitiate



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    Default Re: Can you claim a 2nd time?

    Ive hit a problem and need help please.
    Ive recieved a letter saying although they will look into my case my address doesnt match the one on the account (we moved) so i went into my local office alothough ive done this more than once(they lost it) they say today that i cant change anything at my local bank because its with a creditiors so no longer anything to do with them so im kinda buggerd arent it?? there is no way i can change my address so they match i did live there we moved 12months ago i did change it and they have lost it and now cause its with a company they wont change it for me seems conviniant please help?

    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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    Following
    0

  14. #14
    Basic Account Holder upsy_daisy Novitiate



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    Cagger since : Sep 2008
    Posts : 106 (0.03 post per day)

    Default Re: Can you claim a 2nd time?

    can anyone help me please

    OMG here we go again

    RBOS round 2 prem letter sent 23/10/2008 14days and counting no reply.....
    RBOS LBA sent 11/11/2008
    court papers finally issued 27th march they have to 27th april

    Ambrose wilson/reliable collections account in dispute letter sent 22/10/2008 finally replied to letter 1 today but too late no news or replies to anythin now


    Carpark management letter sent 22/10/2008
    not heard anything-7th april 2009
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