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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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rbs bank charges plus fraud refund


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hi all ive been a customer with the rbs for 4 years now and i have had some ok time with them but the thing that really gets me annoyed is the fact they refuse to give bank charges after a "few good will gestures" and out of "courtesy" i keep telling them its down to them and they shouldnt be illegally charging me and they claim its "in the terms of my account" now i have a key account with them because i had trouble getting a bank account but recently i have opened a current account.

 

i have had several arguments with my branch which is in maidstone kent over the phone because of a direct debit being taken without my knowledge or permission and they tell me to speak tot he people involved which i have done they have told me its down to the bank which it normally is.

 

i have also recently filed a fraud case against a transaction for what i did not authorise now i told them that and they "investigated" it but i got a call saying they will not refund the money because i used the company before which is true but i did not authorise this certain transaction so why are they going against the so called "we are very serious about fraud" that they claim?

 

 

im owed around £300 in bank charges which i have been trying to claim but they keep saying they have already given me refunds in the past and i wont get anymore i threaten to sue them but they say i have to "wait 2 years" as they are already in court claims which im not surprised about well they shouldnt charge stupid money to people just for their gain

 

how can i go about getting the money back before its too late? sorry bout the long post

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