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Mossysue v Barclays **WON**


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i am about to make a claim for £3155 -it is a huge amount and i am worried they will want to go all the way to court. have others had success with this kind of amount?have any patterns emerged regarding thresholds over which they become really awkward.

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If you are worried, then make sure that you read around all of the forum material. Understand the issues and what you would argue if it went to court.

It should give you some confidence.

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My charges total £3015 and I've just rejected their offer of 50% refund. They have got until the 17th March or I will be proceeding with my Claim.

 

Like Dave said its a drop in the ocean to them.

Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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have sent first letter requesting repayment. i have sent it registered post, so presumably they will get it....?....

in the meantime, they are busy charging me more excessive charges (usual case of cashflow problems). looks like i'll have to start again after this claim!

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have received letter today saying ..sorry about level of service...will let you know no later than 19th april - do i stick to my 14 day deadline, and then send second letter or what/ they have included a leaflet on how to complain, but it doesn't seem relevant

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Yes, stick to your deadlines.

be rigorous about doing what you say you will do.

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  • 2 weeks later...

i sent my first letter, and have only received a leaflet with a letter telling me how to make a complaint. i am about to send out my second letter, on monday, to the customer relations dept at my branch,moorgate. i don't have a personal name here. shall i just send out the second letter and await their reply?

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  • 2 weeks later...

apologising for delay... thank me for my patience....whilst they continue investigations. as soon as second 14 day period is up i will pursue my claim regardless. the letter came from head office customer relations -have others received this?

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have i made a horrible mistake?

i am now making a claim to recoup bank charges and think i might have made an erroneous calculation. my charges amount to £3195, and calculated on your spreadsheet, the interest amounts to £629.19.

so I merrily sent the letter to the bank asking for the refund(using the template) i am very very bad at maths , and reading up now, I do not understand the 8% additional interest.

so, correct me, i am claiming a refund of £3195,

now, with moneyclaim. i claim £3195 plus £629? is there more interest?

can i also ask what the particulars of my claim are.... is it simply " claim back money from bank etc

help!

 

does the interest keep accumulating as time goes by?

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Hi,

 

Its when you complete the Moneyclaim bit that you add on the 8% interest as calculated on the spreadsheet. So the total bank charges, plus whatever the 8% interest is.

 

Good luck and keep us posted!

 

Edit: Sorry I think I misuderstood! Do you mean at what date do you calculate the 8% interest up to? If so, I assume the date you file the moneyclaim. Not sure about whether it would continue to add up whilst waiting for a court date. I'll leave that to someone more experienced!

Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!

OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.

Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!

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er... what is pm?i did that today and they said i hadn't authenticated my account -i had an email, which i can't trace. plus , how do i find out about the different accounts, i seem to be , sadly, just 'basic'

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Guest Lueeze

Eh?

 

You need to private message a mod or dave to add it to that section.

 

Im not sure what you mean by unauthorised best ask a Mod

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useless bank - i've filed my claim now, after the first letter, barclays wrote telling me they would give me an answer or update no later than 19th april. then i got another saying they would be completing their investigation. the time was up, i've filed my claim (i did it on friday, so I guess it goes out Monday24th).

still nothing from barclays.........

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  • 3 weeks later...

At last, word from Barclays today. They are willing to offer me £800 as a gesture of goodwill. As my claim is for approx £3824, I will be holding out. But, they include an envelope for me to accept this offer, saying that if they do not hear from me within 8 weeks, they will assume complaint is resolved and close file. I have already filed my claim, and it has been acknowledged, so do I just ignore that now and just wait for the claim to proceed?

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