Jump to content


  • Tweets

  • Posts

    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6322 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

c/o Clydesdale Bank Customer Relations

30 ST Vincent Place

Glasgow

G1 2HL

 

IF YOU ARE IN ENGLAND USE YOUR BRANCH ADDRESS AS YOUR CLAIM MAY BECOME SUBJECT TO SCOTTISH LAW IF YOU USE ONE IN SCOTLAND. THE SYSTEM IS ENTIRELY DIFFERENT THERE SO PLEASE BE CAREFUL NOT TO MAKE THIS MISTAKE.

Link to post
Share on other sites

  • 6 months later...

i sent a DPA to this address 2 weeks ago and hurd nothing. Phoned to find out why and they have never hurd of the address.

They say they do have an address at

 

30 ST Vincent place

Glasgow

 

but this is not head office they have told us to send it to;

 

Yorkshire Bankplc

c/o Clydesdale Bank Customer Relations

20 Waterloo Street

G2 6 DB

Link to post
Share on other sites

  • 4 weeks later...

I sent a letter to Yb asking for a list of charges they sent me my statements for the last 6 yrs i calculated my charges and sent a letter asking for them back, at this point i had not sent a schedule of my charges to them and i had asked for the charges only and not the interest, the bank sent me a letter saying the charges were valid and if i claim they will counter claim. i was under the impression i was to send my schedule of charges and interest on my next letter to them but now im not so sure. im worried i should have sent it with the letter asking for the charges back and now ive messed up the process. does this mean i can not continue with the claim or can i send another letter asking for the charges with the schedule. Please can someone help as im very confused. thanks

Link to post
Share on other sites

Hi PurpleSilk,

Dont panic , just re-send your letter with a schedule of charges and trat this as starting afresh.This shouldn`t prejudice your claim and their threat of counterclaim is pretty standard and nothing to worry about.

 

Please start a thread in the Yorkshire Bank area of this forum so everyone can follow your progress and assist you.

 

Good Luck we`re all behind you

Jules

Link to post
Share on other sites

c/o Clydesdale Bank Customer Relations

30 ST Vincent Place

Glasgow

G1 2HL

 

 

IF YOU ARE IN ENGLAND USE YOUR BRANCH ADDRESS AS YOUR CLAIM MAY BECOME SUBJECT TO SCOTTISH LAW IF YOU USE ONE IN SCOTLAND. THE SYSTEM IS ENTIRELY DIFFERENT THERE SO PLEASE BE CAREFUL NOT TO MAKE THIS MISTAKE.

I took all my letters into the Yorkshire bank where my account was held, and they said they had send them to the head office in glasgow.I was told by the bank manager that they could not deal with any further letters as they were not authorized to do so, so all other correspondance had to go to head office.
Link to post
Share on other sites

I took all my letters into the Yorkshire bank where my account was held, and they said they had send them to the head office in glasgow.I was told by the bank manager that they could not deal with any further letters as they were not authorized to do so, so all other correspondance had to go to head office.

 

Do not send it to Scotland. Send it to the branch and let them send it if they wish, but if you do it your case will fall under Scottish Law.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

If your prelim and LBA went there you should be OK.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I am a bit worried as to where to send my prelim letter for the yorkshire bank, I sent my S.A.R, to Leeds, and of course it came back from Glasgow, now I am ready to send my prelim and copy of charges, would the head office in Leeds, or my own branch be my best bet?

Link to post
Share on other sites

hi , sorry to bother you but i am in the same boat as you i am looking to get my bank charges back from yb but i have no idea of where to start or what to do first if u can please help please e-mail me thankyou

 

Here's where to start - with the FAQ's ..

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=92

 

Then I would go to the thread section for the same organisation/bank you are claiming from & read other's threads - take a good few days (or weeks as I did) to take in what happens etc - it may seem a bit daunting at 1st but if you read up it becomes much clearer ... GOOD LUCK! :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

hi , sorry to bother you but i am in the same boat as you i am looking to get my bank charges back from yb but i have no idea of where to start or what to do first if u can please help please e-mail me

thankyou

 

You can't start anything without your statements, but as Chezt stated, you really need to know what you are doing, and lots of reading is needed for this. There is loads of help already there in the threads to get you started. Just don't rush into things, take your time.

Link to post
Share on other sites

Do not send it to Scotland. Send it to the branch and let them send it if they wish, but if you do it your case will fall under Scottish Law.

at the begining i sent all my prelimanary letters to the branch my account was held at but when i went to the small claims ( in the beging of august)i asked advice fron the citizens advice centre and they told me to use head office address as if i put the wrong address the courts could throw it out i hope i haven't been given the wrong advice

Link to post
Share on other sites

at the begining i sent all my prelimanary letters to the branch my account was held at but when i went to the small claims ( in the beging of august)i asked advice fron the citizens advice centre and they told me to use head office address as if i put the wrong address the courts could throw it out i hope i haven't been given the wrong advice

 

As Caro said - Don't send it to Scotland as the laws are completely different - stick to your usual address for correspondence or branch address & let them forward them. If you are getting replys then they are obviously getting your letters - don't panic!

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Please start a thread on the main Yorkshire Bank and Clydesdale Bank Forum here, as this thread will now be closed.

 

http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

  • 1 month later...

Hi all I did as advised and sent a further letter to YB asking for charges and including a schdule of charge, this time they responded asking for four weeks to investigate my claim futher. I am still waiting but if i do not have a response by next week i will take the claim to the next stage. will keep you all posted.

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6322 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...