Jump to content


  • Tweets

  • Posts

    • we're here for you. take your time.  dx  
    • then the who thing cannot have anything to do with paypal then, they cant be involved at all. chargeback fee? from whom never heard of that one either. ebay/paypal must have changed their T&C's again then since the demise of brexit and EU agreements. i can only assume he paid paypal, who acted solely a payment intermediary, to buy your trainers from ebay. and ebay added a £14 processing fee? thats unlawful hence their refund. i dont think there is anything you can do here sadly. classic ebay scam that goes back +30yrs. just now rejigged for the 22nd century.  typically it only resulted in an unenforceable paypal balance that you simply walked away from... but now ebay has obviously tightened up on losing out to these scammers and added an unlawful fee to scrap some of their historic losses back.      
    • Apologies, I am still getting used to the site. Understood, ill have a read and come back if I have any other questions. Thanks 
    • I have done a separate letter and form for each of the 3 debts and kind of ignored the Vodafone one for now    Thanks 
    • please refrain from posting blocks of text...use sentences and line spacing .... i notice your 1st post had been spaced and ive done your last three.... this is not facebook....its a forum. ........... it does not matter how long BS takes i would cease payments now and a DCA is NOT A BAILIFF. they don't own your debts so can do NOTHING!! slow down and calm down , 4 post in 5 mins is no good. Debt management and Debt self-help - Consumer Action Group click the above link and go read a good 20+ thread in the above forum and all your questions will be answered  if you have any outstanding  then please post with them later. everything is explain in numerous thread already here for you to understand at your own pace. there is not rush to do anything today or the next 10days bar simply stop paying. though as explained in my last post, whichever way you go not pay will equal a default which will trash your credit file for 6yrs so the quicker you stop the quicker they will vanish . dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

invernessguy -v- bank of scotland


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6215 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

after a long time adding up statements, i have arrived at a figure for my bos account.

 

£4750.00

and thats not quite all of it, but up to march 2006.

 

I sent a first letter on 20-06-06

 

reply recieved on 26th from eileen brown.... sorry etc, we will be in touch in 4 weeks, etc,

 

Im just about to send off my second letter tomorrow morning, LBA.

 

please excuse my rantings, if it doesnt make sense, just wanted to see it in print so i can follow it all again easily.

 

donnie

18-04-06 DPA sent to BOS

18-04-06 DPA sent to SMILE (a/c closed 2004)

18-04-06 DPA telephone request IF (a/c closed 2005)

20-05-06 LBA sent to IF for 974.30, 2nd letter sent 14-06-04

 

Expecting somewhere around 5k :D

Link to post
Share on other sites

got a reply back today.... asa a gesture of goodwill etc, £350.00 in full and final settlement,

 

 

I DONT THINK SO......

 

donnie

18-04-06 DPA sent to BOS

18-04-06 DPA sent to SMILE (a/c closed 2004)

18-04-06 DPA telephone request IF (a/c closed 2005)

20-05-06 LBA sent to IF for 974.30, 2nd letter sent 14-06-04

 

Expecting somewhere around 5k :D

Link to post
Share on other sites

  • 9 months later...

to continue my previous post...

I have been distracted from getting my money back for some time.

They offered me a revised amount of 1050 in august 2006.

I wrote to them again in feb this year, this time adding interest at 8%, total nearly 7k.

However, last week i did a spreadsheet showing 15k, if i add contractual interest. Im not too sure if its right, and would like some expert advice, as it is a huge claim.

Im worried about court costs if i lose..... Is someone out there able to hold my hand? If i get 15k back, i would be VERY grateful!!

donnie

18-04-06 DPA sent to BOS

18-04-06 DPA sent to SMILE (a/c closed 2004)

18-04-06 DPA telephone request IF (a/c closed 2005)

20-05-06 LBA sent to IF for 974.30, 2nd letter sent 14-06-04

 

Expecting somewhere around 5k :D

Link to post
Share on other sites

Donnie, need to ask why you have decided to add 8% to your claim? This is a statutory interest that you are awarded if your claim goes to court. You shouldn't be simply adding it to your claim at this stage.

 

As a result, I strongly recommend you thinking twice about bumping up your claim again with CI. If you did end up in court - very likely for £15k - I would anticipate the bank applying for your claim to be struck out on the grounds that a) you don't know what you are doing and b) you are unreasonable / greedy / taking the pi55 in constantly increasing your claim.

 

I presume also that you are in Scotland given the name, so I don't even think you can claim for that amount in Scotland in the normal way? Things have changed a lot since 06, you can't split claims anymore, subsequent claims are being struck out. I don't know enough about Scottish process, so that is for you to discover....

 

Best advice I could give you, is to wipe those pound signs out of your eyes and be realistic. Stick with the 8% which you shouldn't be claiming now anyway.....to bump it up even further would be extremely risky.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...