after a long time adding up statements, i have arrived at a figure for my bos account.

£4750.00

and thats not quite all of it, but up to march 2006.

I sent a first letter on 20-06-06

reply recieved on 26th from eileen brown.... sorry etc, we will be in touch in 4 weeks, etc,

Im just about to send off my second letter tomorrow morning, LBA.

please excuse my rantings, if it doesnt make sense, just wanted to see it in print so i can follow it all again easily.

donnie

Hi donnie and welcomegood luck to you!!

got a reply back today.... asa a gesture of goodwill etc, £350.00 in full and final settlement,

I DONT THINK SO......

donnie

to continue my previous post...

I have been distracted from getting my money back for some time.

They offered me a revised amount of 1050 in august 2006.

I wrote to them again in feb this year, this time adding interest at 8%, total nearly 7k.

However, last week i did a spreadsheet showing 15k, if i add contractual interest. Im not too sure if its right, and would like some expert advice, as it is a huge claim.

Im worried about court costs if i lose..... Is someone out there able to hold my hand? If i get 15k back, i would be VERY grateful!!

donnie

Donnie, need to ask why you have decided to add 8% to your claim? This is a statutory interest that you are awarded if your claim goes to court. You shouldn't be simply adding it to your claim at this stage.

As a result, I strongly recommend you thinking twice about bumping up your claim again with CI. If you did end up in court - very likely for £15k - I would anticipate the bank applying for your claim to be struck out on the grounds that a) you don't know what you are doing and b) you are unreasonable / greedy / taking the pi55 in constantly increasing your claim.

I presume also that you are in Scotland given the name, so I don't even think you can claim for that amount in Scotland in the normal way? Things have changed a lot since 06, you can't split claims anymore, subsequent claims are being struck out. I don't know enough about Scottish process, so that is for you to discover....

Best advice I could give you, is to wipe those pound signs out of your eyes and be realistic. Stick with the 8% which you shouldn't be claiming now anyway.....to bump it up even further would be extremely risky.