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    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
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Black Horse Finance E-Class Mercedes for £21k repod unlawfully?


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I bought a E-Class Mercedes for £21,000 last year March 2007 at the local approved Mercedes showroom and the finance has been done by Black Horse.

 

The finance is over last 4 years and up to last month I have paid 15 instalments.

 

I am using the car for my business. Last week one of my workers gaved the car to a friend of his who in turn gaved it to another person. This person did not have any insurance or a valid driving licence. The car was stopped by the police and the vehicle got componded.

 

My worker then without my Knowledge got the documents from the office and took a trader with an insurance policy and tried to get the vehicle released without my consent. The police refused to give them the vehicle and instead instructed Black Horse to collect the vehicle.

 

Black Horse collected the vehicle on Thursday and I only found out about the whole scenerio on Friday.

 

I got in touch with Black Horse and requested them to to gave the vehicle back to me.

 

They unfortunately have refused to give me the car back and are stating that the vehicle is not safe with me anymore. I explained them about the scenerio that I was not responsible.

 

The only way I can get the vehicle back is pay the full £15,200 which is the 12 month early settlement figure to Black Horse or if not then the car is going to be auctioned of. Basically Black Horse are repossessing my car. They given me until Thursday to came back on there proposal.

 

The next payment is due on the 14th July. If I make that payment then I would have made 1/3 of the payments.

 

Have Black Horse got any right to take my car back and reposse it. I am up to date with all my payments.

 

Can someone help me in this urgent matter.

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I do believe that there is a clause in the agreement where you will take care of the car.

Lending to others and then not knowing where it is or who is driving it could be interpreted as not taking care of it.

 

Give them another ring and ask to speak to a manager and plead your case again. Ask them the reason they have taken it back and ask for it in writing.

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Thanks but the person who is handling this is very persistant. The car was taken without my consent and can I still report it stolen then. Is it wise to get a solicitor involved.

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If they are totally intransigent then yes I would get a solicitor involved because of the urgency.

 

You can generally have a free half hour consultation, but not with all so find one that gives that gives that service.

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Not a legal eagle, but these might be able to help.

The following provide help with motoring problems. Some services are free, others charge a fee, and a third category advises members only (m).

AA – 0906 010 1300

 

ABS – 0800 35 85 855

 

RAC – 0870 5333 533 (m)

 

Consumer Direct – 08454 04 05 06

 

RMIF – 08457 585 350

 

Scottish Motor Trade Association – 0131 225 3643

 

ABS – 0800 35 85 855

 

Good Luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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