Marc Gander - The Consumer Survival Handbook

A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.


Patricia Pearl - Small Claims Procedure - A Practical Guide

An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1

    Default A question re. Scottish law and claiming back (76rjK4rE4)

    I have just read the FAQs:- reference 76rjK4rE4

    Hi there,

    I have also read the FAQs and I'm still confused - is it right that in Scotland we can only claim back up to 750? I find this really disappointing.

    If this is the case and I think I am due 1,500ish over the last 5 years - which charges should I claim for - the most recent charges or the ones from 2001-2003 or does it not really matter?

    This 750 exactly would wipe out my overdraft completly to the penny so is definitely worth doing. I have all my statements so I guess (once I get an answer to this thread) - I have to send the first letter out?

    Thanks for your help


    Similar Threads:

  2. #2

    Default Go into the links section...

    and find the website of Govan Law Centre, or do a google. They have more information on the scottish procedure.

  3. #3


    2 claims? One for referral charges, one for unpaid items, for example? Or however you want to structure it, so that both claims come under the limit.

  4. #4

    Default scottishspendaholic update

    Hi everyone,

    Received the standard 'we're sorry you're disappointed in us but there is nothing we can do' letter from RBSicon responding to my prelim. letter. Response was from Tommy McLean, Customer Relations, Customer Central Support, First Floor The Forthstone, 56 South Gyle Crescent, Edinburgh, EH12 9LE; direct dial (0131) 523 5116.

    Have posted off my letter before actionicon x 3 copies (1 to person to Tommy, 1 to branch and 1 to head office - just to be sure they got the message!) on Thursday 6th April.

    Am looking forward to their response and filing my claim - very nervous though. I remember reading on here about a buddy system if we have to go to court - is that still happening and would someone accompany me in East Lothian (just south of Edinburgh) please? Also - when I file my claim, is it via moneyclaimicon too (as I am in Scotland and not sure if it's the same)?

    Watch this space!

    scottishspendaholic x

    MODERATED post moved .Please keep to your original thread this is for your benefit and the benefit of everyone following your case.


  5. #5

    Default Re: A question re. Scottish law and claiming back (76rjK4rE4)

    Hi there,

    Sorry about starting another thread - I didn't realise it was so strict. I see other people have started more than one thread on their cases?!?!?

    Nevermind - I hope someone can help me?

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