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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help wanted. re:Scottish Courts.


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Hi all,

 

I am trying to claim back over 6 grand from the Bank of Scotland in Edinburgh.

They have offered me 325 pounds and have said that " Having considered all

the circumstances of the case, it seems we have reached the position where

no further explanations will serve any useful purpose".

 

I am a self employed Painter and Decorator and have had many sleepless nights

over these bank charges, last year alone I was charged 1,870.00 pounds.

 

I have a business account and just wondered what to do next, I know I can only go back 5 years but I beleive the small claims courts in Scotland only let you make a claim for 750 pounds. Can I make 5 seperate claims for this amount?

 

Any help would be great.

Thanks,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Start reading the forum material but concentrate also in the Scottish forum where you will get lots of help and advice.

 

Robertxc is Scottish and has had amazing results against Scottish banks. I am sure that he will watch out for you and support you.

 

Read the FAQ and the forum material to begin with.

Which bank is it? Some Scottish people have sued English banks in England under English rules even though the accounts were opened in Scotland

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Start reading the forum material but concentrate also in the Scottish forum where you will get lots of help and advice.

 

Robertxc is Scottish and has had amazing results against Scottish banks. I am sure that he will watch out for you and support you.

 

Read the FAQ and the forum material to begin with.

Which bank is it? Some Scottish people have sued English banks in England under English rules even though the accounts were opened in Scotland

 

It's the Bank of Scotland, Head Office in Edinburgh.

I have read the FAQ ect but I am still toiling.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Start postin in the BOS forum and see what responses you get

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It's the Bank of Scotland, Head Office in Edinburgh.

I have read the FAQ ect but I am still toiling.

Hi Scott,

 

Can you confirm whether you live in Scotland or England? If you happen to be in england you can sue them there, and the limit is £5k. If you're in Scotland, not to worry. You'll still get your dosh back, it will just take longer.

  • Confused 1

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Hi Scott,

 

Can you confirm whether you live in Scotland or England? If you happen to be in england you can sue them there, and the limit is £5k. If you're in Scotland, not to worry. You'll still get your dosh back, it will just take longer.

 

 

Yes I live in Edinburgh and have had this account with them for about 28 years.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 4 months later...

Hi,

Posted a message in MSE regarding the £750 limit in Scotland and was directed here. I have prepared my interest and total charges, which total £4086. Then I read with dissapointment today that I can only claim £750. However I read something about splitting the claim. Is this possible?

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Yes, it's possible, but you have to do them consequetively - one after the other. Don't overlap them at all, or the bank will go to court to have them joined into one. You could also read the FAQs about Summary Cause, which has a limit of £1500

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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I don't know, but if the account is registered in Scotland, you might have problems.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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  • 2 months later...

Hi

 

I have been reading various thread on reclaiming. When you split the charges up and and go through the small claims process does it mean that you are charged £39.00 for each claim. We are about to embark on this reclaiming and will be doing our homework over this weekend to get the ball rolling.

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Hi,

 

Yes you have to pay £39 for every claim you make but you can claim this back from your bank. Think about starting your own thread in this forum, there are loads of people willing to help you out. Read all the F.A.Q.s and Step-By-Step Guides.

 

Best wishes with your claim.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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