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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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Help wanted. re:Scottish Courts.


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Hi all,

 

I am trying to claim back over 6 grand from the Bank of Scotland in Edinburgh.

They have offered me 325 pounds and have said that " Having considered all

the circumstances of the case, it seems we have reached the position where

no further explanations will serve any useful purpose".

 

I am a self employed Painter and Decorator and have had many sleepless nights

over these bank charges, last year alone I was charged 1,870.00 pounds.

 

I have a business account and just wondered what to do next, I know I can only go back 5 years but I beleive the small claims courts in Scotland only let you make a claim for 750 pounds. Can I make 5 seperate claims for this amount?

 

Any help would be great.

Thanks,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Start reading the forum material but concentrate also in the Scottish forum where you will get lots of help and advice.

 

Robertxc is Scottish and has had amazing results against Scottish banks. I am sure that he will watch out for you and support you.

 

Read the FAQ and the forum material to begin with.

Which bank is it? Some Scottish people have sued English banks in England under English rules even though the accounts were opened in Scotland

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Start reading the forum material but concentrate also in the Scottish forum where you will get lots of help and advice.

 

Robertxc is Scottish and has had amazing results against Scottish banks. I am sure that he will watch out for you and support you.

 

Read the FAQ and the forum material to begin with.

Which bank is it? Some Scottish people have sued English banks in England under English rules even though the accounts were opened in Scotland

 

It's the Bank of Scotland, Head Office in Edinburgh.

I have read the FAQ ect but I am still toiling.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Start postin in the BOS forum and see what responses you get

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It's the Bank of Scotland, Head Office in Edinburgh.

I have read the FAQ ect but I am still toiling.

Hi Scott,

 

Can you confirm whether you live in Scotland or England? If you happen to be in england you can sue them there, and the limit is £5k. If you're in Scotland, not to worry. You'll still get your dosh back, it will just take longer.

  • Confused 1

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Hi Scott,

 

Can you confirm whether you live in Scotland or England? If you happen to be in england you can sue them there, and the limit is £5k. If you're in Scotland, not to worry. You'll still get your dosh back, it will just take longer.

 

 

Yes I live in Edinburgh and have had this account with them for about 28 years.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 4 months later...

Hi,

Posted a message in MSE regarding the £750 limit in Scotland and was directed here. I have prepared my interest and total charges, which total £4086. Then I read with dissapointment today that I can only claim £750. However I read something about splitting the claim. Is this possible?

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Yes, it's possible, but you have to do them consequetively - one after the other. Don't overlap them at all, or the bank will go to court to have them joined into one. You could also read the FAQs about Summary Cause, which has a limit of £1500

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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I don't know, but if the account is registered in Scotland, you might have problems.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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  • 2 months later...

Hi

 

I have been reading various thread on reclaiming. When you split the charges up and and go through the small claims process does it mean that you are charged £39.00 for each claim. We are about to embark on this reclaiming and will be doing our homework over this weekend to get the ball rolling.

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Hi,

 

Yes you have to pay £39 for every claim you make but you can claim this back from your bank. Think about starting your own thread in this forum, there are loads of people willing to help you out. Read all the F.A.Q.s and Step-By-Step Guides.

 

Best wishes with your claim.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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