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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Alcossy v RBS


Alcossy
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Hi there all of you absolute stars that help people with these claims...

 

I need a bit of help...

 

I have sent in my claim twice but my bank says they havent received it so am going for a third time lucky, only thing is my overdraft is over the limit (due to unfair charges) and I havent paid it for a while as I wanted to claim these charges back.

 

They are now asking me to fill in a finanical hardship form...

 

I intend to send it back with a letter with a schedule of charges on to remind them of my claim and as a student who cannot pay his bills, rent and has no income I think I should qualify for hardship.

 

Do I just send the first letter with a schedule of charges and tell them Im not going to pay them anything and the refund can cover my overdraft etc..?

 

Cheers really appreciate any advice...

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Hi Alcossy.

Spend a few days reading the FAQs and the step by step guides. That will give you a wealth of information.

If you follow our well-tried and tested route you will be ok.

Don't wander off the path or their legal department will have you for breakfast.

It is most important that you go about it the right way.

This is self-help forum.

We've provided the material, now you do the reading.

Start your own thread in your bank's forum and ask any questions you have, there. Also, try to keep your thread up to date with progress reports, then anyone offering advice will know what stage you're at.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Hi everyone...

Just to say a quick hello to all and a big thank you to founders for doing this work... you are doing a great job... well done! very impreseed...

 

ohh yes looking forward to recover unfair overdraft charges...

cheers,

Shoma

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Hi and welcome to cag :-)

 

Spend sometime familiarising yourself with the site. Make sure you read the site rules and the FAQ's.

 

A couple of useful links are the How do I guide to the forum and the A to Z Index

 

Then when your ready start a new thread in the appropriate forum.

 

 

saint :-)

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Bank penalty charges verdict -

 

i noted that we might have to wait for another year before we might be able to claim overdraft charges from banks as the appeal procees might take as long as a year... not sure if i can wait that long or end up with more charges... perhaps a good side of this is to be able to claim an interest rate for another year on the charges occured if that cos possible.. lol...:p

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Alcossy,Yes fill out the means enq form with your financial details.

Make sure that you return it recorded delivery and keep the proof of posting.

By nature of them asking you to fill out the form,they are taking seriously your request.Under the waiver as agreed with the OFT they must take into account hardship cases.Yes send a schedule of charges as well.

Tell them if they do not settle the matter to your satisfaction you will be filing in court.The FOS cannot deal with your refunds if you start court proceedings but you can still report them for failing to treat your case as hardship...if they threaten to close your account then you can report that too.

 

 

 

Shoma- good to see you but please keep to your own thread !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok who is the bank ? I will move it to the appropriate place but need this info.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 month later...

Thankyou for the help Martin3030 I have just received a letter stating that my financial hardship claim has been accepted and all interest and recovery action has been suspended as the claim will repay the outstanding balance on my account pending the outcome of the OFT court case...

 

What do I do now, do I start court proceedings or ask for a cheque?

 

Cheers for your help, if this is in the wrong part of the forum please can somebody move it for me? Its an RBS account.

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  • 2 weeks later...

Have moved here and re-titled.

PM sent too.Under the circumstances I will advise you there as to the next move,on the provisio that its added to the thread when appropriate to do so later :)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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