Jump to content


What you can/cannot claim


MARTIN3030
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4313 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I recently got charged an early redemption penalty which I think is unfair. I'd taken out a mortgage of about £200k, but this also included a facility to borrow an extra £100k approx if I needed it (I was thinking about giving up work and doing a masters) - I never made use of this, but when I broke the mortgage within the fixed period they calculated the early redemption charges based on a 300K mortgage having being broken. Is this legal? It does seem unjust to charge me to break a contract for something that they were not making any interest on anyway.

 

Any help appreciated

 

Tom

Link to post
Share on other sites

  • Replies 55
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

  • 1 year later...
  • 1 month later...

Hi there, I left Northern Rock about a year ago, the redemption fee on the mortgage, early repayment fee or whatever it is called totalled £6000, is it possible to claim any / some / all of this back or is it a lost cause? If there is even a chance of claiming any of it back, what would be the best way to go about this? Thanks, James

Link to post
Share on other sites

Muscling in a little - but I noticed penalty interest was refundable.

 

I met a friend yesterday from school who had "penalty interest" on his credit card - and posted but received no replies.

 

Any ideas anyone?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?352958-Credit-card-discount-period-problem-after-transfer.&p=3860529

Link to post
Share on other sites

bout time people started their own threads

as issues are being buried here

 

thread closed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4313 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...