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Scared v RBS Credit Card - Defence Filed


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Hi all

 

I've successfully claimed on my bank accounts and am now working on reclaiming on my NatWest Credit Card. I've been trawling through the site and can't find any relevant information so I'm hoping some one can help or point me in the right direction.

 

After following the usual procedure, the case has gone to court and I've received a copy of the defence from the RBS Group Litigation - has anyone else been this far with RBS? What happens next?? Please help, I'm in new and scary territory here!!

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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Kirstyb

 

Hang on in there. RBS settled with me day of court case. With 19.9% interest when i only asked for 8%.

 

I was scared to , what is the worst that can happen!!!!

 

Good luck but you won't need it, that money is yours

 

Kindest regrds

 

Dee

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You will possibly get an offer of partial settlement. If you do it is up to you whether you accept it or hold out for the full amount.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Don't be too scared... i've been through the full process against Citi including appearing at court.

 

I'm taking on Mint now (RBS group), so have had the same RBS defence through the post that you probably have.

 

Having gone through the process with another firm, I know what to do including weaknesses which apply to all card firms. So get in touch by PMing me.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Thanks all for your good thoughts and wishes. Enron, I have PM'd you with the details.

 

The court has ordered a stay pending the OFT test case. I'm sure that there is a letter somewhere asking for the stay to be lifted as it applies to bank accounts, not credit cards - I'm off to find it now.

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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After 2 days of trawling I can't seem to find a suitable letter/response to the court. All I have found is how to apply for a removal of a stay that the bank has asked for, in my case the Judge has issued the stay. Can anyone help?

 

Also, haven't heard from you Enron, have I baffled you???

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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Guest Old_andrew2018
After 2 days of trawling I can't seem to find a suitable letter/response to the court. All I have found is how to apply for a removal of a stay that the bank has asked for, in my case the Judge has issued the stay. Can anyone help?

 

Also, haven't heard from you Enron, have I baffled you???

you might try this letter, it was suggested by Zootscoot http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/114308-objection-stay-credit-card.html#post1131817

 

Regards

 

Andy

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PERFECT! Thanks Andy.

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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Thanks everyone for your help and support - but yesterday I recieved my cheque!!

 

Am quite relieved I don't have to go to court but would have gone out of principle anyway.

 

Can someone please change my thread title to WON status?

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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Sorry for not getting in touch, been busy so must have slipped through the net.

 

I received an envelope yesterday which satisfactorally concludes my claim for penalty charges as well.

 

Just going to wait to see if they comply with my SAR for 6 months of missing statements and 6 years worth of manual intervention sheets.

 

Also considerring sending a CCA request to get a copy of the agreement.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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No problem Enron. Good luck with your quest!

NatWest Claim 1 - Won

Natwest Claim 2 - Won

Natewest Credit Card - Won

HSBC Claim 1 - Stayed

 

For the OH

Capquest - Admitted Statue Barred

BuchananClark & Wells - Awaiting Credit Agreement

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Well done Kirsty:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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