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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Scotcall Doorstep Collection Help!


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:eek:

 

Oh dear just got this:

Scotcall Debt Collecting Services

 

Doorstep Collection Notice

My outstanding debt (£66.80) has been placed with scotcall. Failure to pay or contact in 7 days from date on letter (2nd march) will result in my account being passed onto Field Representatives to arrange a doorstep call.

To avoid they require immediate payment in full, or contact immediately with a realistic offer of repayment. I can pay online or call an 0870 number .

i know it's not a big debt (my others are) but it's to do with a mix-up about a phone (3) contract and the Indian call centre not processing my new details correctly.

 

Anyway i suspect they are pushing thier luck?? how should i deal with them?

 

Thankyou.:confused:

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If they do turn up, quote the following at them:

 

"Be advised OFT rules and regulations clearly state that you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. There is only an implied license under Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

 

Therefore take note that I revoke license under Law for you, or your representatives, to visit me at my property and if you persist in sending “doorstep callers” to my home, you will be reported for harassment and be liable for damages for a tort of trespass. You would also be liable for conspiring in a tort of trespass by acting in defiance of my instructions and sending someone to visit me nevertheless."

 

 

Then slam the door in their face.

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All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Thankyou for the speedy replies!

 

Yes i know what it is for, an old contract with 3G, they are trying to get 2 months out of my after my contract ended, i got new contract with them, new numb and phone, and was told at Indian call centre where i sorted new phone out my old contract would be closed (i'd had it for the full 18months) now they are saying i should have closed it in writing, i cancelled my old DD straight away and set up the new one, they wrote to me 2 months later after not being able to get the money from my bank, untill then i was unaware there was a problem.

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Tiglet and Scarlet are spot on, if you want to have something in writing, send them this by recorded delivery...

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully/sincerely

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Urgh they are cheeky, we sent them the do not visit letter and they turned up on the doorstep after it!

 

 

How did you deal with them?

 

Were you able to get rid? I would have panicked with out this site helping, i am trying to deal with various debts (from stupid charges etc) without hassle for my partner, he is on medication for depression, if he see's this letter threatening a doorstep call he won't cope right now, even though this is in my name.

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  • 4 years later...

Hi. I know the original query is 4 years old but it is worth pointing out that there is no law of tresspass in Scotland so I don't know if that letter would be applicable.

I am not sure what law would cover this although I am aware that the calling without appointment rule is still applicable.

I've received a similar letter from Scotcall and would be interested if anyone has any suggestions.

Thanks

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As far as im aware, its illegal for them to call at a scottish residence.

 

Also Trespass (Scotland) Act 1865 http://www.legislation.gov.uk/ukpga/Vict/28-29/56

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The simple fact that no one is oblige to discuss anything with any doorstep caller, jus invite them to leave and close the door, a simple and easy remedy.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

I have been in financial difficulties since my husband left 15 months ago, he returned to America and has nothing to do with me and our 4 kids. Prior to this we were ona debt management plan with the CCCS but all letters were addressed to him and forwarded on and he ignored them all and they cancelled the DMP.

I am doing a degree and MUST finish my last year.

This morning I got this email:

 

 

We have been appointed by the above client to recover from you the amount owed on the above contract.

 

Our client is disappointed that despite their attempts to contact you, you failed to pay or advise them of any financial problems that you may be having. We have therefore been instructed to visit you at your home to either collect the full balance due, or make arrangements for this long overdue debt to be repaid as quickly as possible.

 

To resolve this matter without the need for a personal visit, you should call one of our Advisors on 0844 257 8555 who will discuss your repayment options with you. Alternatively, you can repay the outstanding balance online using a debit or credit card at

 

If you are experiencing financial difficulties, please let us know and we will do our upmost to help you.

 

If you choose to ignore this notice, we are left with no option but to instruct one of our Debt Collection Agents to visit you to discuss your proposals for repayment.

 

If you have received this email in error please notify us by calling the number below.

 

 

Any advice on what I should do would be gratefully received.

 

Thanks

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Threatogram...

 

Email them or write to them advising them that they are allowed to visit you at home ONLY by appointment and that you have NO intention of making an appointment EVER!

There is a template letter in the library.

 

Hope this helps

 

Regards

 

BM

It never rains but it pours...

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Hi, Welcome to CAG,

 

The threat of doorstep collectors is designed to make you contact them by phone pleas do not be tempted to do so.

 

They have no authority what so ever.

 

Are the debts in your husbands name alone if so you have no liability to them what so ever.

 

So send this to The Compliance Manager at Scottcall by recorded delivery.

 

Ref: as on their e-mail/letters.

 

Dear Sir or Madam,

 

I refer to your e-mail dated xx xx xxxx and the ''threat ''of an agent visiting my home, please be advised no such visit is to be made, all permissions implied or explicit are withdrawn for ant agent, representative or employee of Scottcall or any associated company to visit my home.

 

 

ALL contact MUST now be by Royal Mail (proof of posting is not accetable as proof of delivery.

 

As all correspondence regarding this matter is addressed to my estranged husband who is no longer resident in the UK I now inform you that I do not acknowledge any debt, obligaton or liability to Scottcal or any company you may claim to represent.

All mail has been forwarded to the original addressee.

 

I now insist that you cease all contact with me concerning my estranged husbands debts.

 

You can e-mail this but please follw it up by recorded delivery.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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In your name yet all letters addressed to him?

 

Are the debts in realtion to his business and in the business name?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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This particular debt is in my name. In my original post I meant the CCCS correspondance was in his name which is why they were forwarded to him (I didnt open his mail) and he ignored them, which is then why they cancelled the debt management plan due to lack of contact.

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Dear Sir/Madam

 

You have stated your intention to perform a home visit at [insert address here], In order to ensure that you are dealt in a similar manner to any other unwanted visitor can you please answer the following questions.

 

As part of your eviction from my property

 

1. Would you prefer to be savaged by

 

a. Rottweiler,

b. German Shepherd,

c. Akita,

d. Staffordshire Bull Terrier* (*please note due to the size difference with our Staffordshire Bull terriers and the other breeds held at the above property, more than one Staffordshire Bull Terrier will be set on you, this is also to ensure that you receive an equal service quantity-wise)

 

2. Would you like to order a video recording of your eviction (carries a standard fee of £50)

 

3. Would you like a medical Professional present for your eviction? (carries a standard fee of £500)

 

 

Kind Regards

 

XXXXXX

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