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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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Council Tax Band's - Check n Challenge System


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The following is a News Release from Martin Lewis of Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more

 

 

News Release. Monday 25 February 2008

 

Council tax bands check ‘n’ challenge system

 

Huge numbers have already reclaimed £1,000s due to misbanding.

 

The recent press discovery of a cover up over council tax bands is further evidence that hundreds of thousands could get cash back by following MoneySavingExpert.com’s check ‘n’ challenge system. Since the campaign was launched in February 2007, over 3 million people have tried the system and the website is overloaded with success stories, including some who’ve got over £4,000 back.

 

By checking your band, it’s not just the current band that can be lowered, but a backdated payout to the date you moved in.

 

Why people can get so much back

 

Money Saving Expert Martin Lewis, the creator of consumer revenge website MoneySavingExpert.com, came up with the cashback system. He explains:

 

“The amount you pay in council tax depends on which band you’re in. In England and Scotland, the bands depend on the 1991 valuation of house price values. Yet these didn’t involve someone coming to your home; many were ‘second gear valuations’, so called because estate agents would literally drive past houses and allocate a band. We’re still reliant on the same system meaning there are more holes than Swiss cheese."

 

“Many people are living in incorrectly banded houses, and with the internet it’s now possible to check and challenge your band for free, possibly winning a backdated payment from 1993, when the system started, worth £1,000s.”

 

Why people should reclaim NOW

 

Lewis is urging people to act now. He says: “The closer we get to a

revaluation, the more institutionally difficult it will be for someone to get their own house rebanded. Already if you’ve been in a property more than six months, you have to force a rebanding, and as we progress towards a national rebanding it could mean many miss out reclaiming the £1,000s they’ve overpaid.”

 

Money Saving Experts three step banding ‘check and challenge’

 

Step 1: Check your banding compared to your neighbours’.

 

Go to Valuation Office Agency - homepage (England and Wales) or Scottish Assessors Association* (Scotland), which allow you to check your council tax band and the band of any of your neighbours in similar houses for free (bands range from A to H, with H being more expensive houses). It’s very easy to do, and the results can be startling. If there looks to be a discrepancy, ie you’re in a higher band than neighbours in a similar property, you may have a case.

 

Step 2: Work out your house price at 1991 levels.

 

If there’s a chance you’re in the wrong band, to check, you bizarrely need to work out what your house was worth in 1991, because that’s how council tax bands are allocated. To do this, go to Council Tax Rebanding: Lower your band and save £1,000s... where you can find out, for free, all the homes in your street’s recent sale prices. Next, follow the instructions on how to use web house price inflation calculators to quickly calculate the 1991 price. Finally, compare this to the 1991 bands listed; if it looks like you should be a lower band, you’re in action.

 

Step 3: Challenge your band.

 

If both the above steps show you’re in the wrong band, then you can challenge it. However, remember that if you ask to be rebanded it is possible your band will be increased, not decreased. If you moved into the property in the last six months, it’s easy to ask your council to look at the banding. If not, even if it refuses to consider it, you can still push hard by writing and saying “I believe the council tax list is erroneous, and you have a duty to maintain its accuracy”. For full details on this go to Council Tax Rebanding: Lower your band and save £1,000s...

 

How widespread are the payments likely to be?

 

Martin Lewis, creator of MoneySavingExpert.com comments, “The success reports are constantly flowing in, as people work through the system and get their money. If you’re moved to a lower band, you get a backdated payout, for as long as you’ve been in the property, this means in most cases £1,000 to £5,000.”

 

“Therefore the clarion call is simple: everybody, everybody, everybody should take the ten minutes it takes to check if they’re in the right band.”

 

 

 

 

 

 

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