Hi there

I am new to all of this and a bit nervous as well. I am at the stage where I have the statements from the BOS and I'm about to start trawling through them.

Is there anyone else in the Tayside area that could use some support? Perhaps a group of us could get together to support each other?

Hi there,

I am just outside Dundee and would be happy to support anyone in the area!!

Try not to be too nervous stick to the plan on here and u will be fine its all fairly straight forward really.

All the best

Woolfie

Hi there Im in Arbroath, have not started claim yet agains bank of scotland but will be doing so shortly

good luck everyone!

Hi guys

I am in the Perth area, I have followed the prodecure laid out here and it has been great, I am now just over 2 weeks into the 6 week wait period in my small claim, whilst I wait and see IF HBOS are planning to defend my action.

keep the faith and you will get there.

T

xx

Hi there, the 14 days for my final settlement was up yesterday and all they sent me was a letter asking what the original complaint was.. stalling for time i'm sure. I'm not sure how to go about claiming in court, I have all the information ready but I don't know where to send it or take it to... any help would be grateful!

dundeechicken,

was your last correspondance your LBA? If so then go to the Scotland sub-forum in General, and Scotia has a sticky post which has links to the court system and form 1 and 1b for you to save and input the info into. You then take a wander down to your local sheriff court and pay your £39. They will then get the summons raised and serve it on the defender. You then have to sit tight for 6 weeks as this is the time allowed up here for the banks to lodge a defence your hearing will be 1 week after the return date.

T

xx

Thank you, a lot of the posts have been in England and it's hard to follow, my claim is for £1485, will i have to split this into two seperate claims?

L x

It is your choice, you can either do a small claim for max £750 OR you can go for Summary Cause for up to £1500

The only difference I can see (May be wrong on this) is that small claim you are 100% protected from footing the banks legal bill, summary cause IF you lose you are liable for at least some of their costs .....

Of course you would need to lose the case for this to be a concern.... but it is entirely your call.

I totally agree, there appears to be very few of us up here taking the banks on, so it is difficult to see any timeframes ......

T

xx

Sorry, just filling out the forms... do I put the address as head office or my local branch?

When I went with my papers to my Sheriff Office they advised me to use the wording : BOS, The Mound, Edinburgh, also having a place of business at: enter local branch details :

T

I am also just filling in the forms am near dunbar so slightly further away but i also found it quite difficultfinding info for Scottish people. I am currently filling in a summary cause form cos i am looking to get back £965 + interest + costs. The only difference i can find is that if i loose i pay all their costs. Wondered if anyone new what to put into no 7: state details of claim here?

Hi Jolly,

If you pop over to the Scotland board, Scotia has kindly posted a sticky thread with all the wording already done to use as a template for your claim.

Good Luck

T

xx

im in arbroath and got a settlement from capital one but nowhere near the amount owed and all the claims packs are for england how do we go about going to court?

look at post above - go to sub forum Scotland, scotia has posted a sticky thread with all necessary info.