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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Skillstrain/Scheidegger - time for you to fight back


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thanks for your care, not to worry really. its been ongoing for more than a year now, even longer. i can wait for extra few days.

im glad i found some ppl i could talk to, i felt like im all alone in this complete mess

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Hi,

 

OK some good news is that you appear to have a credit agreement with Barclays. The fact that I had a successful case resolved by the FOS against Barclays and Skillstrain will work in your favour.

 

I'm not sure why you believe that the FOS can't help or what response you have had from them if any.

 

The forum-thread mentioned above has been taken down (hopefully) temporarily as a lot of people were racking up post count purely to allow them to PM me for information which goes against forum rules.

 

Can you confirm what course you were/are doing, when you signed up, and if you are continuing to pay off the credit agreement?

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glad u got your money back, im still figthing skillstrain+barclays, it be year more now, im getting pretty desperate and seems that financial ombudsman is either stupid or just dont wanna help me

could you send some info what else should i discuss with financial ombudsman, im just running out of ideas of laws to quote! :(

 

link didnt seem to work that is..

 

What has the FOS said to you about your case? What course did you sign up for an when?

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  • 8 months later...

Ive also sent a request for the facebook group if you could please add me (KS). I dealt with skillstrain back in 2009 after counterclaiming for misrepresentation against them and CDF all I asked was for the course to be cancelled and they could keep my money (£700) as I was going to put it down to experience. After several letters of correspondence and several visits to the CAB, I recieved a letter back in march 2010 saying that I would be hearing from them again between 10 and 14 days, I never heard from them again until yesterday. A debt collection company called Daniels Silverman are demanding that I pay the outstanding debt with CDF. Although I wouldnt wish this crap on anyone, its nice to now that I am not the only one who feels ripped off by these cowboys. STRENGTH IN NUMBERS!!!

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  • 7 months later...

Hi everyone

 

I've got a problem with Train 4 Trade Skills. In July 2009 I signed up for an Advanced Electrical Course. I haven't submitted a TMA for my course yet. Unfortunately I was unable to do so because of my working hours and new born babies, simply lack of time. Also for that period of time I realised that I do not need this course. So I decided to find out if and what I can do about it. I contacted my school only to find out that cancellation period has expired. Then I contacted Barclays Finance Partner asking for any advice. To my surprise I was told that my money went to Scheidegger Mis company not to T4TS.

So I investigated it further and then from one forum to another through another I am here. I am already on it for hours and I did not find anyone with the same case as mine so far. I signed up for my course over three years ago so I do not remember all the details but I have a feeling that I was not told about cancellation period whatsoever. Apart from that I was assured I can start my course any time I want. From what I've read so far it looks like I would have three years only to finish it.

There was mentioned something about second copy of contract (I think enrolment agreement) stating my rights and that I've read and fully understand Clause 6 overleaf of my enrolment agreement, a copy which has been left with me. It's best now, there is nothing written overleaf, blank page. What is it? A joke? Am I looking at wrong documents or I'm so lucky to have a strong case in the Court? Because obviously next to my signature has written "I confirm the conditions overleaf form part of this agreement I have read and understood them fully and agree to be bounded by their terms" but I could not know my rights to cancel agreement because there is nothing overleaf. By the way I've got two copies of the same document with Barclays and T4TS logos on them. I do not know or remember why. Both are blank overleaf. I still do not know what Clause 6 is about. I'm still repaying my finance because I want to avoid doing stupid things like cancelling it just in case I'm wrong. Maybe someone knows if there possibly is something else wrong with my Electrical Course and can advice me if I can back up my case even more.

As you can see I am on very early stage and I find it very difficult to understand due to lack of knowledge and any experience with that matter. Therefore any suggestions are welcome. Please clarify if I'm wrong about anything and what I'm dealing with. Especially where and how to start from... and finally do I have a case?

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  • 2 months later...

I wouldn't have believed so many others have suffered the same results from these despicable people.

I too, have been mugged by the rouges that sold me a course that was really way beyond my means at any rate, and including the fact I lost my job, and went bankrupt with the credit agy's nasties tapping me up, it took near £4,500 ! from me, for what the course is , well out-of-date. It was the M/S Cisco Net A++ etc, yet I had book after book of Windows 95 then 98 junk thrown at me. Even my own home PC's were like so futuristic by comparison. Even detailing references in the course materials, showing 1990's laptops ie, the HP Pavilion ZE5400, to which I owned one, 7 years before this ! There was no way I could 'jump' forward. I HAD to sift through old hat tech. WHen I originally lost my job, and really could not pay the course, no-body would help at all. The finance co was simply ignorant. The Scheidegger at Luton were amongst the rudest on this planet and care free. So with a credit company chasing me and blacklisting me too, I ended up destitute because of this debt. I have spent still, even through hard times, near FOUR years, gaining nothing [ok - 95-100% scores everytime[tells you something about learning what I already know]] only to find out now, that I cannot log into my Student World acount. Total blank. Like the staff who deny my details as a person/student. WHAT A RIPOFF. I'VE BEEN MUGGED. HAD FRAUD COMMITTED TO ME. BEEN CONNED. However one looks at it, it's just not fair. Even in difficult times with the course, there was no assistance/help or support. I never saw a tutor, yet used to see in my student world inbox "vote for your tutor" to which I'd reply "who is this then" a name is not a person !

I'm out of pocket by near on £4,000 and still have no certificate/degree etc. I've been done !

ADVICE FOR ANYONE THINKING OF USING SCHEIDEGGER COLLEGE IN LUTON WOTH SKILLSTRAIN IS .... DON'T .

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  • 1 month later...

I had dealings with these cowboys in 2008/9 hopeless course totally outdated, no support even though it was 'offered' in the package. Itook the course as I had recently been told by my gp they suspected I may have multiple sclerosois and this leaflet came through the door. My yhead was a bit messed up as you may understand, looking back I can't believe I was so foolish. when I tried to cancel it all turned sour.

 

Personally I have just put it down to experience, but wish the bandits running these make believe courses in what ever guise/name they wish to dress it up in would be held to task and JAILED. They are ripping people off and laughing in their faces.

 

They need to be closed down for good.

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  • 2 weeks later...

I also was told that I could start the course (Bookkeeping) any time I wanted to.

 

I enrolled at the end of 2006, but with ill-health, unexpected work committments etc I couldn't start the course, but I kept on paying £75/month until 2010 when all the fees were paid.

 

When I had retired and was in better health I contacted Skillstrain,

with a view to starting the course,

only to find out that they had de-registered themselves with the IAB in June 2011and no new students were being accepted!

 

They are refusing to return the money as are Barclay Finance.

 

My interpretation of the 3 year rule was that it only started from the time that a student actually started the course,

how can there be a time limit to finish something that has not been started?

 

I never had any correspondence from them about impending time limits or discontinuing my course.

Regards Sparkie7.

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I cannot believe they are still at it...I was lucky it seems, I didn't pay any money to them, if I recall correctly a strong letter to them and threats of legal action and exposing the con seemed to do the trick. I thought I was getting a grant and signed thinking I was only paying a small contribution, turned out it was £2.000.00 or something like that. They are con artists who come and sell this.

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  • 4 weeks later...

Hi there guys.

 

I'm a bit new to the forum so please forgive me if there is any questions I ask that have already been answered. My main question would have to be is there any way I can get a refund from Train2Game? I feel that I have been mislead into an agreement which I was not fully prepared for and feel that it has only served to cost me high amounts of money. They are charging me £135 a month, they have only provided me with some very basic materials that I can find online within 10 minutes and filled me with false hope of a "dream" career within the gaming industry. They are all connected with Skillstrain, Train 4 Trade and CDF finance but there is no obvious way for me to get out of the agreement. I haven't even received contact form my lecturers. Also, they have only used my debit card as a method of obtaining the repayments for the fixed sum loan I now have out against my name (again, this was not very clear.) If I was to say, just, cancel the card, would they be able to obtain any more funds from me? Also, it is all registered to an old address. Would they be able to find me if I were to, say, leave the country? I'm just feeling a bit peeved with these rip off artists who have promised me all of this support and contact which hasn't came.

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  • 10 months later...

If these are still going then it is a disgrace. I found some old stuff I had off these the other day and it got me thinking again at how hard the 'hard sell' actually was.

 

I have done some research and found the person (on Facebook) who gave me the hard sell. I have messaged him asking for some information into the Sales Tactics enforced by these people and this company.

 

I hope he replies because I think it will be an interesting response. The good thing is he is living it up in Australia now....very nice.

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