hi, im new to the site,amd im looking for drafts of letters i could send to the bank to re claim my charges,any help would be much appreciated thanking you in advance,and saying hello donnie:D

Hello Donnie and welcome.

read here

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these-first/

and then here

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

read around your own banks forum, and around other forums in general. Read as much as you can to get an understanding of the basic arguments and principals of why we are all here and what we are doing.

also look here

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

same information presented in a slightly different way. MSE (Money Saving Expert) also has much information and many forums which will help you understand why you are in debt and how to get yourself out of it.

Welcome Aboard Donnie - you should find most of the answers in the FAQ's section - there's a wealth of stuff in there so have a good scour through them.

After that, start up your own thread under the organisation you're looking to reclaim your charges against & use this as a place to keep us up to date with how you're getting on.

Also, any questions etc, post them in there & help will follow.

Good luck!

JM

hi folks. I recieved a letter from the B O S 3 weeks ago offering me £100 of my bank charges back, this was refused,i recieved another letter yesterday 16/9/06 offerring me £300 back,since im claiming for £1400 this was also refused,so im now just about to download a small claims form and start my court proceedings,so any help would be most welcome. I will keep you informned of my progress,and thanks to all for the template letters yours donnie mac [email protected]

Hello Donnie and welcome.

read here

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these-first/

 

and then here

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

read around your own banks forum, and around other forums in general. Read as much as you can to get an understanding of the basic arguments and principals of why we are all here and what we are doing.

 

also look here

 

Reclaim unfair bank charges: don’t let them keep your cash! | MoneySavingExpert.com,

 

same information presented in a slightly different way. MSE (Money Saving Expert) also has much information and many forums which will help you understand why you are in debt and how to get yourself out of it.

Hi Fruitycar,

Looks like you have heaps of information on the subject, I had some problems trying to set up a new thread and I ended up in here

This is the place I was trying to find but may be stepping peoples toes

I'm looking to get all my bank charges back, which will mean me sending the template letter (edited by myself) to ask for all my statements from the last six years.

My branch is HSBC, just wondering if anybody has had any difficulty dealing with them? or have most people been successful? thinking of sending the first letter as soon as I hears a few views from people, thanks for reading this

Regards

Have just received an offer of half of my bank charges, need to send letter for the other half, or do I go straight to court, is ther a template letter to write asking for the rest.:-|

BANK NAME

Address

Address

Postcode

Re: Account number XXXXXXXX

Response to settlement offer.

Dear [named sender or Sirs]

Thank you for your letter dated xx/xx/xx

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totalling £xxxx

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary.

My letter before action sent previously indicates that you have until xx/xx/xx to respond before Court action commences. You are reminded that there will be no extension to this timescale.

I trust this clarifies my position.

Yours faithfully

[signature]

[print name]

Hi

I have just moved into a new flat and have had gas/electricity reminders from the previous tennats, can they still enter by flat with a warrant even though i have just moved in or shall i return the post back as return to sender?

thanks

Amz

hi and welcome to cag if you start a thread in here you will get all the help you need

Utilities - Gas, Electricity, Water