http://i183.photobucket.com/albums/x152/vinegarvera/Picture.jpg

Sorry about the quality but that is pretty much how it came.

Any advice before I retire for the evening?/

I take it you blanked out your signature. They signed it on 27 February as approved but you didn't sign it until March and it is stamped as having been received on 8 March - so how can they receive it on 8 March and approve it in February?? In my view more and more of these banks are trying to pass off application forms as agreements. I would stick it out as being unenforceable of the premise that they seemingly approved it before you signed it and before they received it!

any Cancellation rights sent with it? details of how you can cancel the agreement should you want to?

also where did you sign the agreement? was it at home or at the bank

Nothing else was sent with it.

I think i signed it at home but cannot be 100% sure.

Well I for one cannot read the CCA!

I realise that this is a copy of a copy but it should still be legible.

Suggest you ask them for a legible copy. I would think what they have sent is a copy of a microfilm.

Good morning all - not been on the site for a long while as not had private access to internet so I am a bit behind the times but unfortunately I have received a letter this morning from the courts regarding the amount above, have not had any updates for the cca apart from the obligitory threatograms etc...

Problem is, I know a lot has gone on in the legal forum whilst I have been away and I am unsure what my next step is, I presume I write to Arrow Global, who are now chasing the debt and request all available paperwork from them and their solicitors (Fairfax)??

Any help or advice gratefully accepted...

Good morning all - not been on the site for a long while as not had private access to internet so I am a bit behind the times but unfortunately I have received a letter this morning from the courts regarding the amount above, have not had any updates for the cca apart from the obligitory threatograms etc...

 

Problem is, I know a lot has gone on in the legal forum whilst I have been away and I am unsure what my next step is, I presume I write to Arrow Global, who are now chasing the debt and request all available paperwork from them and their solicitors (Fairfax)??

 

Any help or advice gratefully accepted...

You need to post the agreement the one above is too small.

20110509115931672.pdf

Good afternoon any views on the above?

Okay, I take it that I need to respond to the court and acnowledge the claim and then do I send the other side something requesting all documentation?