Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 12 of 12
  1. #1

  2. #2

    Default Re: CCA from RBOS- Valid?

    Any advice before I retire for the evening?/


  3. #3

    Default Re: CCA from RBOS- Valid?

    I take it you blanked out your signature. They signed it on 27 February as approved but you didn't sign it until March and it is stamped as having been received on 8 March - so how can they receive it on 8 March and approve it in February?? In my view more and more of these banks are trying to pass off application forms as agreements. I would stick it out as being unenforceable of the premise that they seemingly approved it before you signed it and before they received it!


  4. #4

    Default Re: CCA from RBOS- Valid?

    any Cancellation rights sent with it? details of how you can cancel the agreement should you want to?


  5. #5

    Default Re: CCA from RBOS- Valid?

    also where did you sign the agreement? was it at home or at the bank


  6. #6

    Default Re: CCA from RBOS- Valid?

    Nothing else was sent with it.
    I think i signed it at home but cannot be 100% sure.


  7. #7

    Default Re: CCA from RBOS- Valid?

    Well I for one cannot read the CCA!

    I realise that this is a copy of a copy but it should still be legible.

    Suggest you ask them for a legible copy. I would think what they have sent is a copy of a microfilm.


  8. #8

    Default PLEASE HELP, COURT ACTION! Re: CCA from RBOS- Valid?

    Good morning all - not been on the site for a long while as not had private access to internet so I am a bit behind the times but unfortunately I have received a lettericon this morning from the courts regarding the amount above, have not had any updates for the cca apart from the obligitory threatograms etc...

    Problem is, I know a lot has gone on in the legal forum whilst I have been away and I am unsure what my next step is, I presume I write to Arrow Global, who are now chasing the debt and request all available paperwork from them and their solicitors (Fairfax)??

    Any help or advice gratefully accepted...


  9. #9

    Default Re: PLEASE HELP, COURT ACTION! Re: CCA from RBOS- Valid?

    Quote Originally Posted by vinegarvera View Post
    Good morning all - not been on the site for a long while as not had private access to internet so I am a bit behind the times but unfortunately I have received a lettericon this morning from the courts regarding the amount above, have not had any updates for the cca apart from the obligitory threatograms etc...

    Problem is, I know a lot has gone on in the legal forum whilst I have been away and I am unsure what my next step is, I presume I write to Arrow Global, who are now chasing the debt and request all available paperwork from them and their solicitors (Fairfax)??

    Any help or advice gratefully accepted...
    You need to post the agreement the one above is too small.

    An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />
    Winston Churchill
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  10. #10

    Default Re: CCA from RBOS- Valid?

    http://www.consumeractiongroup.co.uk...=1304939448Not sure how to add my attachment

    Attached Files Attached Files

  11. #11

    Default Re: CCA from RBOS- Valid?

    Good afternoon any views on the above?


  12. #12

    Default Re: CCA from RBOS- Valid?

    Okay, I take it that I need to respond to the court and acnowledge the claim and then do I send the other side something requesting all documentation?



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