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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello All,

 

This is my first post here, although I have been reading posts for a few weeks. I have a Current Account and Credit Card with Royal Bank of Scotland, credit cards with Capital One and Lloyds TSB, all of which have defaulted (made unemployed 3 years ago after an accident at work). All of which have incurred unlawful charges which I plan to reclaim one by one. I live in Scotland and am a little concerned about the differences in the Law, Courts and the £750 maximum for Small Claims Courts in Scotland.

 

I sent my SAR for 6 years of statements on 11th June, still waiting to hear back. I expect the charges to be in the region of £1200 but this is just a figure I have in my head - let's see what it actually is!

 

As a side note about 6 months ago I started getting charged £6/month "Service Charge", which it turns out, was for an "upgrade" to a Royalties Gold Account. I had never been pre-warned about the change or asked if I would like to change. I challenged my bank about this 2 weeks ago and was told they could change the acccount back but I was not entitled to a refund. I said I would visit the CAB to ask their advice, the teller then back-tracked and insisted I would be refunded in full! Two weeks later I have not been refunded and yet another Service Charge has been taken from my account. I went to the bank again today to be told they would phone back later, guess what? No phone call! I'll be visiting them again tomorrow!

 

I'll update when there is something to update on!

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The bank can charge a service fee for certain accounts and this appears to be one of them. What they have done wrong is not to tell you about the charge. I presume you didn't ask for the account to be upgraded ? Keep at them.

Good luck.

Pam.

 

If anything I've said helps you then please feel free to tip my scales!

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Received £24 + interest today for the Royalties account upgrade which was done without my permission. The branch manager finally phoned my to discuss it after speaking to just about every other member of staff at the local branch. Her first offer was £24 as a "good will gesture!" I said no as it wasn't a good will gesture it was refunding what was technically stolen. She rang back 30 minutes later to say she would offer £24 + interest in full and final settlement (with no mention of it being a good will gesture!) I accepted. I think that's round 1 to me. Looking forward to receiving my statements and adding up the big money I'm owed!

 

Mark.

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  • 2 weeks later...

A month passed with no response from RBoS despite me chasing them up by mail and phone. I cancelled the cheque and went into the branch with a Data Protection Act letter requesting statements and manual intervention info. I think it was the first of it's kind in my particular branch as the gentleman dealing with it was a bit unsure as to what to do! I requested a signed receipt so no excuses this time. Oh well, I guess the 40 days start again!

 

Mark.

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  • 2 weeks later...

Got my statements today! They were for 6 years to the day. Took them 13 days from requesting in branch to receiving the statements. I have had a quick tot up and it's just under £2,000. As I am in Scotland I will have to sever the claim which I will have to read up on.

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Just e-mailed my preliminary approach for repayment to Margaret King along with a schedule of charges for £1,990 plus £372.36 overdraft interest. I will mail out a copy to Tommy McLean and visit my local branch.

 

Mark.

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